Structured Investments: What are the main features of structured investments?
- Fixed term investments which may be held to maturity depending on the features of the products.
If encashed or redeemed before maturity, your investments may lose part of the return and/or principal.
- Structured investments can either be principal protected or non-principal protected.
The risks involved in non-principal protected structured investments are much greater than principal protected structured investments.
This is because there is no guarantee on the amount of money you will receive on non-principal protected structured investments even if you hold them to maturity.
Reprinted with permission from BankingInfo (A Consumer Education Programme by Bank Negara Malaysia)
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