Structured Investments: What are structured investments?

Structured investments are investment products offered by financial institutions. These investments are linked to the performance of various underlying assets such as interest rates, foreign exchange, equities, fixed income instruments or market indices.


When you invest, your aim is to maximise your returns over a defined period of time.

Structured investments are a form of investment that can give you potentially higher return compared to fixed deposits. However, it does come with potentially higher risks.


This Knowledge Base category is intended to help you understand what structured investments are, how they work and what you should consider before you invest.

Contents

• What are the main features of structured investments?
• What is the potential return on structured investment?
• How do structured investments work?
• What is dual currency investment (DCI)? How does dual currency investment work?
• What are the differences between structured investments and fixed deposits?
• What are the factors I should consider before investing in structured products?

Reprinted with permission from BankingInfo (A Consumer Education Programme by Bank Negara Malaysia)

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