Knowledge Base Issues

What is investment? What is the difference between investment and savings?
Investment is part of your overall financial planning. Investment differs from savings. In savings, you will generally get back your savings, plus some interest. However, in an investment, you may...
Structured Investments: What are the main features of structured investments?
Fixed term investments which may be held to maturity depending on the features of the products. If encashed or redeemed before maturity, your investments may lose part of the return and/or...
How to recognize a bogus investment scheme
Some of the features of bogus schemes are: You are promised high returns on the investment, e.g. a monthly return of 20%-30% with no or very low financial risk. You are asked to sign up for the...
Planning your investment: Step 3 - Know the concepts of investing: Ringgit Cost Averaging
Ringgit cost averaging is a technique widely practiced in the unit trust industry. It involves investing a fixed amount of money for specified interval such as monthly, quarterly or yearly...
Structured Investments: What is the potential return on structured investment?
The returns on structured investments vary, are usually not guaranteed and are dependent on the performance of the underlying assets during the investment period. You may incur losses if the...

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