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What are the requirements for credit card application?

You can apply for a credit card from institutions issuing credit cards, as long as you are
  • 21 years old or above;

  • earn an income of at least a minimum of RM18,000 per year; and

  • comply with any other requirements set by the credit card issuer.


To support your application, you may be required to submit the following:
  • A photocopy of your Identity Card (IC)

  • Job appointment letter

  • Latest income tax statement (Form J)

  • Bank statements

  • Previous months pay slips


If you are self-employed, you may be required to submit your business registration details and other documentary proof of income, and be subject to other requirements such as placement of a fixed deposit.

Back to Contents of Credit Card Transactions & You


Reprinted with permission from BankingInfo (A Consumer Education Programme)


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Notes
Knowledge Base ID :   1220
Last Reviewed :   May 22, 2014
Source :   BankingInfo
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