Knowledge Base Issues

  • What are the requirements for credit card application?
    You can apply for a credit card from institutions issuing credit cards, as long as you are 21 years old or above; earn an income of at least a minimum of RM18,000 per year; and comply with any...
  • What should I do if someone knows my credit card PIN?
    If you believe that your credit card PIN has been compromised, you should refer to your credit card issuer. Back to Contents of Credit Card Transactions You
  • Tips on managing credit card usage
    A credit card is a convenient payment mode as it can be readily used for making purchases at merchant outlets. However, if you do not use your credit card carefully or settle your monthly...
  • What is a co-branded credit card?
    A co-branded credit card is a card which is issued jointly by a credit card issuer and a merchant under a well-known brand name. The merchant usually offers additional benefits to the cardholders,...
  • Is it necessary for me to monitor my credit card statements?
    Yes. You must make it a practice to check your credit card statements regularly for any discrepancies or unauthorised transactions. Taking a few minutes to review the information contained on your...
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