Knowledge Base Issues

What types of current account are available in Malaysia?
As an individual, you can open the following current accounts: Personal current account under your name; or Joint current account which is operated by you jointly with others, e.g. Any one of the...
What should I do if I found that some cheques missing from my cheque book?
You should report this to your bank immediately and request for stop payment on these cheques. You will be charged a stop cheque fee. Bank service fees are different - typically between RM10.00 to...
How do I use a current account?
You can start using your current account once it is approved by your bank. Withdrawals from your account (subject to the available balance in the account) can be made either through cheques or ATM...
How does the bank verify my signature on a cheque? Can I add additional signer to my current account? How do I change my signature?
When you open a current account, your bank will require your specimen signature. The bank will compare your signature on the cheque issued by you against this specimen signature. If the signature...
Why do banks charge customers for encashing account payee cheques?
To minimise the risk of loss from open cheques due to robbery, theft and fraud, banks have issued pre-printed account payee cheques. Notwithstanding this, some banks may allow the accountholder...

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