5 Things That Affect Your Housing Loan Interest Rate
There are a number of factors that could influence the interest rate on your home loan. Some are external factors (e.g. the state of the economy) which are beyond your control, while others (e.g. your credit score) you may have some influence over.
3 Wrong Reasons to Refinance Your Home Loan
Refinancing is a great way to adjust the terms of your home loan to better suit your current financial needs. But if you do it for the wrong reasons, home loan refinancing could end up causing more harm than good to your long-term wealth strategy.
A Few Minutes Could Save You Thousands on Your Refinance
With interest rates at historic lows, homeowners across America are refinancing their home mortgage loans. By refinancing into a lower interest rate, they expect to save thousands of dollars over the life of their new mortgage loan. But how do you...
Negotiating Terms of Home Equity Lines of Credit
There are many ways to refinance your mortgage and one of them is the home equity lines of credit. You probably did not know that if you have been paying on your home for more than just a few years, you probably have a lot of money that you...
The Best Times For Home Mortgage Refinancing
Getting your first mortgage might have caused you to go through many sleepless nights and endless debates deciding on the best rates, best lender, best deal and even best mortgage program. Once you've followed through with your plans and...
Financing Home Improvement Expenses
You have home improvement plans but you just cannot seem to find the right budget scheme to be able to finance a few works around the house. This scenario is not rare as more and more people have to put up their homes for sale due to the recent...
Surprising Real Estate Mortgage News
A recent survey indicated that delinquencies are down just when they should have gone up, even during prosperous times. Is this the beginning of the long-awaited recovery?
Are FHA Loans the Replacement For Subprime Mortgage Lending?
The story of the collapse of the housing market is familiar to every American. How too many people took out subprime mortgages that they could not afford, and when home prices fell and adjustable interest rates rose millions of homeowners were...