Daily lives can be disrupted by car accidents no matter how hard you try to avoid them. Approximately 1.3 million people die in car wrecks and accidents worldwide. In the US, an average of 6 million car accidents occur annually.
Now, most car accidents can be a clear-cut case, while some can be complicated. Sometimes, you can come to an agreement with the other party right then and there if you sustain minor damages.
If you’re insured, your insurance provider will immediately allow you to claim insurance after you file a claim. However, they can also be stern about processes and conducting investigations. This is why you’ll need a lawyer the moment you find yourself caught in a complicated car wreck. Look for a car wreck law firm with capable, respectable, and experienced lawyers to help start the insurance claim process.
Going into the specifics, how exactly can a lawyer help you with car wrecks? Let’s find out.
Help You Claim Insurance
In the event of a car wreck, lawyers can help in the process of claiming rightful compensation. If you’re uncertain about your rights to insurance claims, an accident lawyer will help break down the process in a comprehensive manner. They can also appear before the insurance company to aid you in your fight for rightful compensation.
After you file the report for a claim, you will have to go through an insurance claim negotiation process. This is where insurance adjusters will determine how much you believe your claim is worth. Now, there are repercussions in negotiating for too little and too much. When a lawyer is involved, they will shorten the process and help you negotiate for just or extra compensation.
Process Medical Records
The more complicated side of car accidents is proving who is liable for causing damages and injuries. If the party whose negligence causes the accident refuses to take the blame, hire a car wreck lawyer to assist you. Lawyers will take charge of organizing medical records and documents. They will sift through piles of paperwork just to prove that the other party is liable for causing your injuries.
Additionally, medical records are necessary requirements that your insurance provider will ask for. An insurance adjuster will request for medical bills, records, and exams to make sure you’re not attempting fraud. As the victim and the insured, it is within your bounds to comply with the request or not. In the event that you refuse to provide these documents but the adjuster insists, a lawyer can help convince that the records are unnecessary.
Clear Out False Accusations
When the incident becomes a “he said, she said” situation, it will be hard to determine who is really at fault for the car wreck. In that scenario, the best you can do is provide an honest report of how you recall the accident. Even if both parties can’t really tell whose fault the accident is, immediately file a police report and take photos the moment it happens.
When the other party blames you and you’re certain that you aren’t negligent on any account, it’s time to hire a lawyer. A lawyer will go through the statements, reports, and other documents to build your case. They are equipped and knowledgeable about various legal matters and processes to make your case easier to prove and fight against false accusations.
Explain the Insurance Terms and Policy
The moment you are called in to face a team of attorneys who work for giant insurance companies, you will be at their mercy. These attorneys will evaluate your claim. And if you’re clueless about the terms and policy of your coverage, they will push you to settle for less than you deserve.
This is why you need to hire a lawyer before facing your insurance provider. Instead of going alone, you’ll have the support and assistance of a lawyer who’s well-versed in insurance policies. As their client, it will be the lawyer’s duty to explain what your insurance actually covers and how it can help you level losses and damages, as well as pay for medical bills.
Understand that car accidents can happen anytime, anywhere. They can occur whether you are walking on the sidewalk or are behind the wheel. Even if you’re a cautious driver, the other driver beside, behind, or in front of you might be reckless, thus causing a collision.
Traffic accidents, car collisions, and car crashes are incidents that no one can be fully prepared for. Whether you sustain minor or major injuries, or something as serious as wrongful death, you have to consult with a car wreck lawyer as early as possible.