Articles

Debit Card vs Credit Card
So what are the differences between a debit card and a credit card? There are many, but the main distinction is whether you "pay now" (debit card) or "pay later" (credit card). So how does each card work? Let's start with the easy one - debit card
By Ching Wei Lee

8 Bargaining Tactics to Reduce Credit Card Debt
Chose the best time to call: An easy, yet very effective negotiation tactic is to choose the right time to call the credit card company. If you call them first thing in the morning they will most likely be in a better mood than in the evening...
By Martin Collins

How to Make Credit Repair Easy?
Doing it right. The first step in the credit repair process is to get your credit reports. It is also the single biggest opportunity you have to make the job easy. Make a good decision now, and the entire process will be a breeze. Or make the...
By Ian Webber

Improve Credit Score Fast With These Tips
Unfortunately, there is really no way that you could improve your score in a blink of an eye or even after an overnight sleep. It would take time to repair or build a good credit score. But the right goal to aim at is that you have to at least...
By Tim H Lambert

How to Find Credit Cards For People With Bad Credit
When we open up our first credit card at the age of 18, we often don't know the rules of using and owning one. There is a lot to learn when it comes to credit cards, and it's important to treat them like a debit card instead of unlimited cash.
By Lauren Dzuris

5 Ways to Improve Credit Score
Your credit score is important for your future endeavors and it could be handy for your future spending. This is why it is important that you maintain a good credit score, because your creditors would base on this score if you are still worthy of...
By Tim H Lambert

Improve Credit Score to a Good One
With the present economic crisis, lenders are becoming more vigilant by tightening their credit requirements. So, if you want you are planning to buy a new house or to apply a loan, you may need to require yourself in understanding credit scores...
By Tim H Lambert

Improve Your Credit Score and Save Money
Your three digit credit score is a very important number in your financial life. This number determines if a lending company will extend you a loan or not. It will also determine the type of loan terms and interests that will be given to you.
By Tim H Lambert

How Long Will it Take to Improve Your Credit Score?
How long will it take to improve your credit score? This is the question that is often asked by people who have problems with their credit score. Well the answer is variable, depending on you. But surely, it could not be done in a blink of an eye...
By Tim H Lambert

What a Business Credit Card Offers
When we finally make the dream of our small business come true, there is a lot of work that needs to be done. We need to find a place to start our business, market it, hire employees, decorate our office space and the list goes on. One thing that...
By Lauren Dzuris