3 Disadvantages Of Fixed Deposit Investment
The fixed term can vary, and depending on the term you choose, the interest you earn on your fixed deposit can vary as well. As attractive as they can be, fixed deposits may not necessarily be suitable for everyone.
Category:   Personal Finance

3 Wrong Reasons to Refinance Your Home Loan
Refinancing is a great way to adjust the terms of your home loan to better suit your current financial needs. But if you do it for the wrong reasons, home loan refinancing could end up causing more harm than good to your long-term wealth strategy.
Category:   Mortgage and Refinancing

5 Things That Affect Your Housing Loan Interest Rate
There are a number of factors that could influence the interest rate on your home loan. Some are external factors (e.g. the state of the economy) which are beyond your control, while others (e.g. your credit score) you may have some influence over.
Category:   Mortgage and Refinancing

7 Things You Should Do In A Car Accident
As much as we would like to avoid being in this situation, accidents do happen. And as the saying goes, it's better to be prepared than to find yourself scrambling for information / help when you need it most. Here are 7 things you should do if...
Category:   Traffic or Vehicle Accidents

Are You Financially Ready to Buy a House in Malaysia?
Owning a home you can truly call your own represents the ultimate dream for just about anyone. But with escalating real estate prices and the burden of lengthy loan repayment periods that easily go into 30 years or more, buying and financing...
Category:   Buying a Home

Debit Card vs Credit Card
So what are the differences between a debit card and a credit card? There are many, but the main distinction is whether you "pay now" (debit card) or "pay later" (credit card). So how does each card work? Let's start with the easy one - debit card
Category:   Credit

Essential Factors in Long-Term Wealth Accumulation
Long term wealth accumulation is actually very simple. Many people unfortunately want to get rich quick, and that is very difficult. Luckily, the same things that held true in the past still hold true today. Accumulating wealth, and ending up...
Category:   Finance

Fixed Deposit - What You Need To Know
Despite their simplicity, some fixed deposit offerings come with a range of features. Below, we discuss some of the common features that you may come across when you compare fixed deposits offered by banks in Malaysia.
Category:   Personal Finance

Home Equity: How to Free Up Funds from the Properties You Have (Without Selling Them)
If you've been shopping around for a home loan, you may have come across loan packages that apparently allow you to free up cash by "unlocking your home equity". For the experienced investors, this is a concept that needs little introduction.
Category:   Mortgage and Refinancing

How RPGT, DIBS and GST Affect You and Your Property
Are you planning to purchase a house? You need to know what are the changes announced in Budget 2014 that can affect you. The changes include significant increment in the real property gains tax (RPGT) and the abolishment of...
Category:   Buying a Home