Agensi Kounseling Dan Pengurusan Kredit (AKPK)
Also known as the Credit Counseling and Debt Management Agency in English term. An agency set up by Bank Negara Malaysia in April 2006 to provide money management, credit counseling, education and loan restructuring services to individuals. All services are offered free of charge. Services include counseling and advice on financial management, budgeting and credit related issues; debt management program to develop personalized debt repayment plans in consultation with your financial services providers; financial education in particular on the proper use of consumer credit and basic money management skills; and debts restructuring relating to housing loans, hire purchase, credit card, charge card and other personal loans that have been obtained from institutions regulated by Bank Negara Malaysia.
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