Bank just issued a Writ of Summons against me. But I am a bankrupt. What should I do?

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asked on Nov 7, 2014 at 03:03
by   King
edited on May 8, 2016 at 06:29
I was surfing the Internet and stumbled upon a Writ of Summons (Commercial) ('Writ Saman (Dagang)') against me by a bank while searching the 'senarai kausa negeri'. The date of the Summons is this coming 17 November 2014. It must have been an unsettled credit card debt (card limit RM2k) which I owned from 2001 till about 2005 or 2006. I did have some correspondence with them in 2007 but their offer for me to settle was unacceptable to me then.

My questions are:

1. Should I appear on the hearing date at the court? Beside my name there's *not appointed*
2. Can I invoke Limitation Act?
3. If I am a bankrupt status now, what can I do there or now?

Can I go to court on that day 17 November 2014 and speak up, saying that I am a bankrupt since 2011? And also say that the plaintiff's lawyers have failed to do a bankruptcy search on me? And they have wasted the courts time and for the claim to be strike off by technicality and also Limitation Act (since I have not dealt with the bank since 2007 or 2008)?

Or can you suggest what my immediate action(s) should be?

Please advise. Thank you.
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