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Unethical debt collection agency acted like thugs and gangsters. How do I deal with it? What should I do?

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asked on Jan 12, 2011 at 21:00
by   SS70
edited on May 20, 2016 at 01:48
 
I own Maybank RM8,000.00, they also send the same collector [K***** name removed] to speak to me.

First is Daniel who acted as top management and asked me to pay RM4,800.00 immediately. I borrowed from my relatives and did so. Then Devan called and harassed me almost everyday and also said that they will take my car, take my house but I told them that I got nothing then they said very bad words.

When the 1st month of the week sure they will call. Hey, when you get your salary... when you want to pay... I also got so fed-up and I told them that if the keep on calling I will suicide and see what they get. They are ruthless not only to men but to women too! Terrible bank can end up with partners like this...
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answered on Mar 24, 2011 at 03:58
by   Anonymous
edited May 20, 2016 at 02:36
 
If this [K***** name removed] call again pretend you want to meet them in person somewhere you can confront them nicely.

Just mentioned to them if they can find you, you can also can find them. If the bank wants the money use all the legal means... not employ all this thugs.

The owner is one big shot of police, so what?
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answered on Jun 3, 2011 at 03:30
by   eagle
edited May 20, 2016 at 02:38
 
They forced me to sign a proposal agreed to make a monthly payment of RM400 instead of RM100 which I am willing to made. They are really 'kurang ajar'. Wonder how Maybank can hire them. All this culprit won't give their real name. None of us will get same collector. I really take them personally and wanted to see one by one.
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answered on Jun 6, 2011 at 22:15
by   takethemon
Just call the bank and tell them that you will not pay anything until [K***** name removed] is no longer handling your case.
When they confirm that another debt collector is now handling your case, then only you start paying installments.
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answered on Jun 22, 2011 at 04:34
by   cyborg
edited May 20, 2016 at 18:45
 
Today a guy name James called me and asked me to pay RM4,000 on this Friday. My outstanding is RM8,000. Well, I think that will not happen as I want to go to Agensi Kaunseling dan Pengurusan Kredit (AKPK) after I read this forum.

At the first time he cannot get my handphone number so he called my nenek (grandmother) at kampung (hometown) asked for my hand-phone number. My nenek immediately called me said that this ruthless agent is threatening to do something bad to me and my family. So, I told to my nenek to give my hand-phone number because I want to talk with him personally.

Yes, this agent is very rude. After I read this forum and some advice from my wife as she also working in the government legal department I want to go to the AKPK and Maybank. If this agent doesn't like and keeps harass me I will make a police report and report to Bank Negara Malaysia (BNM).

If anything bad happened to my nenek because of his bad words either today or any day I will do something... I hope we can stand together to fight this [K***** name removed].

Anyway thank you for the information given in this forum.
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answered on Jul 20, 2011 at 18:02
by   lala
edited May 20, 2016 at 18:47
 
I am also under [K***** name removed]'s list. Thing is I could only make a lump sum payment of RM1000. Now I can't afford to pay the balance also. The point is I just left it as it is. Couldn't be bothered that much cause there are worst things that can happen. Take this as a pinch of salt. When have money then settle. No point stressing yourself. That's what I've learnt.
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answered on Aug 27, 2011 at 08:36
by   Anonymous
edited May 20, 2016 at 18:51
 
Looks like the people who complaint overwhere don't know how to honour their debts... and I believe have very bad credit history. If you don't honour your debts owned to the bank, the bank will find and take every action, even hiring agency to hunt you down because those people spoil the nation.
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answered on Aug 29, 2011 at 15:43
by   Jefri
edited May 20, 2016 at 18:53
 
Basically I agree with "Anonymous" and as a matter of fact, the bank will not hunt for your nor will the collection agency if you do your payment (if you don't want to be harass by anyone).

The moment you apply credit card, you agree to their terms & conditions that if you violate or default the payment, you will be held fully responsible.

I am in this line for years, and my personal advice, do not avoid any calls or listen to those whom can't help themselves but ruining others. If you are not happy, walk-in to the bank direct and do a proposal of monthly payment. End of the day, you are the most happiest person after paying off your debts.
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answered on Aug 29, 2011 at 17:44
by   Peacefully
edited May 20, 2016 at 19:01
 
Just share my experiences with you...

Went to Agensi Kaunseling dan Pengurusan Kredit (AKPK). The officer told me if the debt collectors keep calling during your LUNCHES and DINNERS with your family:

1. Change your phone or cut the line!

2. If you can't afford to pay! Move out and go to a peaceful place where at least you will have peaceful LUNCHES and DINNERS this time with your family and NOT AFRAID to OPEN YOUR MAIN door for some FRESH AIR!

3. At least we have some space to THINK what we are going to do or plan our future. STRESS and WORRIES can't make you THINK better. Instead the STRESS DISEASES and WORRIES will resulted your blood clot your arteries and you will die before reaching the age of 50-55 where you suppose to have your retirement savings to help you at least for sometime...

AKPK officer said it works for most of his clients as they came and crying for help but they can't afford to pay... they rang to him privately and give a THANKS!

I followed his REMEDIES, and work for me! I enjoyed my LUNCHES and DINNERS and whats more s spring of FRESH AIR at my door step! I can SING and THINK well...

Good luck to you all! Cheers up!
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answered on Sep 14, 2011 at 18:52
by   ryan
edited May 20, 2016 at 01:58
 
[K***** name removed] agents came to my house to disturb just by informing that my monthly payment is not enough.

I only owe about RM1300 more... WTF! All because I paid less a bit? Why can't they send me a mail?

My parents are not well at home and [K***** name removed] agents came to disturb. I have to work. Now my parents are worried because of a mere RM1300?

I have all the collectors details. I went to the office but the clerk told me he went to a meeting!

Then I answered answer back, "He went my house kacau! So now I came find him! WHAT MEETING!"

Are they THUGS? GANGSTERS? Now me and my parents felt threatened at home.

What should I do next?
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answered on Sep 14, 2011 at 21:55
by   Phillips
Make a police report for harassment. They only bully people who are afraid and don't know the law. They're just debt collectors and nothing else. If they so much as utter a single word of threat, just report them and the bank that they're representing to Bank Negara and the cops.

These debt collectors work on commission, if they don't get you to pay, they don't get paid, simple as that. Only deal with the bank and deprive them of their commission and let them just fold up from lack of money. They really have no power over you but to act like thugs.
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