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Bank Account Freeze

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asked on Aug 2, 2022 at 13:17
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Hello,

Just new here. Just want to ask.

Ill just notice im declared bankrupt when 1 of my allowance payee want to transfer money to my maybank account, said the account in active. and i do my further checking with maybank, my account freeze due to arahan from insovensi.

my question is, i have few more banks account with different purposes. How long until this all banks accounts also will be freeze?
1. Public bank (other part time pay)
2. Alliancce bank (my salary pay)

and i already call insolvensi to confirm my status, yes im declare bankrupt on 26 may 2022. My maybank account active with money in and out until these 2 or 3 days. Just how long until my other 2 banks account will be freeze as well?

the insolvensi also cannot confirm when the banks will do so. 

and btw, my appointment with insolvensi only on coming 30th august, from there she said im only can open 1 account only. Please help, any estimation on how long those banks will froze my accounts?

thanks.
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answered on Aug 2, 2022 at 18:52
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you lucky..dari saya..saya belum lagi status bangkrap..8 august baru ada petisyen pemiutang..tapi account Maybank saya dah kena frozen alasan bank ada notice bangkrap kat paper..

pertanyaan saya boleh ke saya buat rayuan untuk unfreeze account Maybank tu? 
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answered on Aug 2, 2022 at 21:30
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Jadi maybank quite aktifla dlm freeze acc ni?..
Btw tak lucky pun bro di bankrapkan ni. I dah pening fikirkan what to do next, n anytime my other bank acc will be freeze as well.
N what happen to my current job. I nak beritahu my spouse mcm mana pun i tak tahu
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answered on Aug 2, 2022 at 23:00
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@ hafiztdin

any estimation on how long those banks will froze my accounts?

Your banking accts are not "Freezed" but "Seized" by JIM to repay your creditors. The benks will freeze your acct and then remit all the moneys inside to JIM under your bankrupt's estate acct name.

N what happen to my current job
Just tell your employer the truth.
Report in to JIM and get a new banking acct for the purpose of salary bankins as required by Employment Act.

Your employer cannot terminate you unless there is a bankruptcy clause stated in your employment contract.

Warning :  Do not abuse this one last savings acct.
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answered on Aug 2, 2022 at 23:10
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@ chef simon

Creditors petition is the last court proceeding.
It must be hand served. Even your wife cannot sign for it.
In lieu of not able to be hand served, substituted service via Berita Harian is advertised.
The irony is that some benks will freeze the debtors acct upon reading the the papers.

Quite unethical but this happens. The moneys inside will be send to JIM once the BO is issued and notified by BNM to the benkbenks. 
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answered on Aug 3, 2022 at 14:23
by  
hafiztdin

kita senasib....
nasihat saya cepat cepat lah keluarkan duit yg ada di bank bank...dan standby cash...
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answered on Aug 3, 2022 at 14:40
by  
Kamu bolih keluarkan duitduit dan masuk kedalam acct MBB sy. 
Nombor MBB acct sy telah di pamirkan.. Terima kasih atas sumbangan kamu.
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answered on Aug 3, 2022 at 14:46
by  
jeff005

okay tuan....
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answered on Aug 3, 2022 at 16:05
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#chef simon

any estimate tak bila akan kene block acc bank tu?

#jeff005

spoken with JIM, they say no need to inform employer, they wont tell unless employer do their own background check.
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answered on Aug 3, 2022 at 22:58
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hafiztdin

saya pun tak leh estimated biler akan block..
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answered on Aug 3, 2022 at 23:56
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edited Aug 4, 2022 at 00:12
by   jeff005
any estimate tak bila akan kene block acc bank tu?
There is no estimate. It can come anytime. You can be dicing with lady luck or playing Russian Roulette like Ukraine.

Normally the benks will deactivate it during your next salary bank-in so as to give JIM some moneys.

@King.. one benk only send those seized moneys 10 years later (pandai buat bodoh). That's why he remains a bankrupt for the past 11 years (with other reasons).
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