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terima panggilan dan whatsapp daripada Aiqon Amanah

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asked on Mar 29, 2022 at 10:31
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Hi... Saya pernah diisytihar Bankrap oleh insolvensi dan telah mendapat pelesapan drp pengarah insolvensi pada 2018 setelah ada akaun tertunggak bersama bank ambank bintulu berkaitan pembelian kereta. pada sabtu 26 mac 2022 sy mendapat panggilan drp wakil drp Aiqon amanah mengatakan pihak ambank telah menjual akaun saya kpd mereka. dan mereka telah membuat tuntutan bernilai 91k dan perlu dilakukan segera bg mengelakkan akaun sy dibekukan pd isnin 28 mac 2022. untuk mengelakkan tindakan tersebut sy perlu memasukkan RM1000 ke akaun Aiqon pd sabtu itu juga. Sy terkejut dan keliru. sy tidak membuat bayaran tersebut. tetapi pd hari isnin pihak aiqon telah mendesak sy dengan ugutan sama dan meminta sy bank in rm1000. dlm keadaan yg tertekan sy telah bank in rm1000 kpd mereka dan mereka memberi jaminan utk memproses loan utk melangsaikan baki hutang saya. tetapi sebelum menyerahkan slip gaji terkini sy telah meminta pihak aiqon memberikan sy penyata atau surat berkaitan perkara ini.... apa yg perlu sy lakukan... harap dpt bantuan.. terima kasih

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answered on Mar 31, 2022 at 12:15
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edited Mar 31, 2022 at 13:39
by   jeff005
Readers please take serious notes :

Just paid something based a wasap message, do you think you can "re-claim" it back?

This Bankrupt has been discharged by JIM under section 33 of the IA.
The DGI has discharged this bankrupt based on the bankrupt's compliance to the "Duties & Responsibilities of a Bankrupt" but does not mean the debt has been written off by the Bank themselves as they have made objections to the discharge.

The decision to discharged by the DGI overwrites the objections of the creditor.

However, no AnyGoons will not be able to reactivate this part :

ACC NO:00022640600003638
JENIS :SEWA BELI (HONDA - QTC***)
(The DGI has discharged the bankrupt from this debt).

Did AnyGoons pointed a knife at your neck to pay? Or to pay further. The amount of RM1,000 was tranferred willingly. Lack of knowledge and interpretation of laws led to this situation.

Read read read the past 10 years of this Lawyerment Forum..
Dun be Lazi... !! (otherwise pay lawyers to give legal advises).
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answered on Mar 31, 2022 at 14:04
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@ Jeff - in this situation can get any remedy or not? Because the debt should have been written off since already discharged by DG. can do further action like complain to BNM or etc since it is obvious the bank did not obey the decision of the DG? in this case it is damn obvious the bank is at the wrong/ or made the wrong decision - why bankrupt someone who didnt have any assets to pay even if bankrupted - which is why only recover 5-6k from JIM.
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answered on Mar 31, 2022 at 15:12
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edited Mar 31, 2022 at 15:23
by   jeff005
in this situation can get any remedy or not? 
I have already given my view in my above post

can do further action like complain to BNM
What has BNM got to do with a private transaction on his free will?

it is obvious the bank did not obey the decision of the DG?
How do you know that the bank did not obey? Any proof?
Was the sale of the old debt before or after the discharge?
Was the Bank been notified of the discharge?

why bankrupt someone who didnt have any assets 
Did Tuan Khairul mentioned that he did not have any assets?
He have be one of many co-owners of a Bumiputra Status property or even have name share in a Malay Reserved Land Title which JIM do not touch or rock.. !!

which is why only recover 5-6k from JIM.
I have already mentioned discharge under S.33 at the discretion of the DGI for compliance to the "Duties & Responsibilities" of a bankrupt.

JIM did not "recover". This is a new contract signed on the value as stated in the "Case Management" for monthly contributions to repay ALL POD creditors (not full debts). It has passed the stage of "recovery of debts" (actions).

Bankruptcy is the last Lawsuit on a debtor.

Only in IA2017, it has been changed to 50% of total POD debts (for new bankrupts).

it is damn obvious the bank is at the wrong
This is the only correct view of yours and of which I have stated at the beginning of this thread.

So, can you please help Tuan Khairul to sue Aigon & Ambank (as co-defendants) in a Civil Lawsuit? Thank you very much for ur efforts.
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answered on Apr 5, 2022 at 16:29
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@ Jeff - not sure if the info i get is correct - maybe you know better - i just heard Aigon actually is related to Ambank berhad - the CEO of Aigon is the son in law of Ambank Chairman. 
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answered on Apr 5, 2022 at 18:02
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edited Apr 5, 2022 at 18:08
by   jeff005
@ Mr. Vince Sum

You are requested to edit the last post in this forum and please do not bring politics into this forum..!!

No discussions on Shariah Laws of Malaysia as well as Malaysian Oligarchs as well.

Be Seated where we belong inside this forum.. !!

You still have 90 mins to do so.
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