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Pengkuncian rumah

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asked on Dec 24, 2021 at 10:07
by  
edited on Dec 24, 2021 at 12:26
by   fikrijasri86


Hi 

Need advice on what should I do
just receive WhatsApp this morning that someone will come to my parent's house to do cease and sell order.
They told me that my parent's house will be locked for 14 days.
I admit I do have debt but the house is under my parent's name but can they do that? and I still stay at the same place.
Almost all the item is belong to my parent's not me
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8 Answers

answered on Dec 24, 2021 at 11:44
by  
edited Dec 24, 2021 at 12:24
by   fikrijasri86
I contact the number given and advise me to call the bank.
I manage to call the bank what they told me I have until 1 PM today to pay the partial amount otherwise someone will come to my parent's house to lock the house for 14 days.
Possible for someone to come and lock the house?
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answered on Dec 24, 2021 at 12:25
by  
@ fikrijasri86

come to my parent's house to do cease and sell order.
This notice is about Garnishment of personal bank acct and EPF. Not about WSS (Writ of Seizure and Sale).

How long ago is this debt?
The moment you pay even RM10, you lose protection under the 6 years limitation Act.

Personal opinion : This wasap msg is just to scare you to pay something to re-active the debt.

Read here for further knowledge :
https://www.lawyerment.com/answers/questions/14105/menerima-whatsapp-mengenai-wss-dan-penyitaan

https://www.lawyerment.com/answers/questions/14080/writ-penyitaan-dan-penjualan

someone will come to my parent's house to lock the house for 14 days.
This msg is not spoken by the bank. If it is confirm that this a number attached to the bank, this bank officer is going into penjara for making illegal threats.

The above are fake illegal threats.. !!

Do not pay anything.. bar their numbers..!!

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answered on Dec 24, 2021 at 12:41
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Hi @ jeff005

Thank you for the advice given! 

This notice is about Garnishment of personal bank acct and EPF. Not about WSS (Writ of Seizure and Sale).
can i ask for WSS number?

Thank in advance!!
How long ago is this debt?
Less than 2 year

This msg is not spoken by the bank. If it is confirm that this a number attached to the bank, this bank officer is going into penjara for making illegal threats.
From what I have been told from Whatsapp voice message the person is only a runner and he will send notice to my place. Just in case if he really comes what should I request from that person?
Although I contact the bank should I ignore the person's whatsapp?
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answered on Dec 24, 2021 at 12:50
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edited Dec 24, 2021 at 12:52
by   jeff005
I have spoken :

Bar all those numbers and you can sleep at night..

Semua ungutan DCs shj and tidak sah dalam segi perundangan..
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answered on Dec 24, 2021 at 13:00
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edited Dec 24, 2021 at 13:02
by   jeff005
Just in case if he really comes what should I request from that person?

If there is really a WSS.. there is nothing you can do.
A Court Bailiff and a Bank lawyer will come and serve a real WSS. You or your parents will not be informed in advance. That includes garnishee order (sekat bank acct).

You have 14 days to appeal in court.

Read @ Ms Zue case carefully. All the court process is written within.

Ni bkn sama ngan sitaan dewan bandaraya..

EPF acct tidak bole di garnished. Undang Akta EPF cakap tak bole.

Semua pengutip hutang pandai tipu org2 awam.. !!
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answered on Dec 24, 2021 at 13:02
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edited Dec 24, 2021 at 13:03
by   Ms Zue
Hi fikri,

Maksud jeff ialah
Pembekuan akaun ialah = garnish
Kunci rumah = wss bermaksud sita
(jika tak faham garnish/sita sila google)

Berdasarkan wasap, diorg ckp nak bekukan akaun/kwsp.... Ini bermaksud garnish.

Jd tak bolehlah kunci rumah. 

Sy cadangkan anda untuk maklumkan bank alamat terkini dgn surat. Dapatkan cop sign dr bank telah terima surat tukar alamat. Jadi ini boleh mengelakkan rumah ibubapa anda dari menjadi sasaran sita di kemudian hari.
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answered on Dec 24, 2021 at 14:09
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Hi @Zue @jeff005

Noted for the advice given.

I already block the number and figure out what to do with the bank directly 
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answered on Dec 25, 2021 at 23:51
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