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Notis kebankrapan (NK)

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asked on Sep 6, 2021 at 04:53
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Saya baru terima NK pada Jumaat, 3.9.2021 dan arahan meminta bayaran dlm tempoh 7 hari kepada Bank Rakyat di Kuching, Sarawak. Selama 2 hari hujung minggu saya cuba cari info bagaimana nak membalas NK dan terjumpa ruang ni. Saya memang tidak dapat membayar kerana masalah kewangan. Saya telah dapat beberapa cara untuk membuat afidavit, saya juga dapat tahu perlu ke bank untuk cuba buat bayaran dan ini akan saya lakukan hari ini, kemudian ke pejabat pesuruhjaya sumpah. Soalan saya 
1. Saya kakitangan kerajaan, ibu tunggal dengan tanggungan 5 orang anak, kini bekerja di Labuan, kes pula di High Court Bintulu Sarawak. Macam mana cara saya untuk serahkan afidavit? Adakah saya boleh fax dan kemudian kirim afidavit tersebut by courier? Sekarang musim covid-19 adalah sukar untuk masuk ke Sarawak. Mohon bantuan sebab masa saya untuk membuat afidavit terlalu singkat. Terima kasih
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3 Answers

answered on Sep 6, 2021 at 14:35
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edited Sep 6, 2021 at 14:39
by   jeff005
@ Kathleen



Your Case Facts :

Saya kakitangan kerajaan, ibu tunggal dengan tanggungan 5 orang anak, kini bekerja di Labuan, kes pula di High Court Bintulu Sarawak. 

Your case at this point of time should be above the bankruptcy threshold of RM100,000 (Covid Moratorium). If you can afford to pay, then nego with BR.

If you cannot afford, there is no issues with filing any "affidavit" so long as it is filed 14 days before the first hearing (case management date) in court.

The 7 days notice is mainly for the "Act of bankruptcy" if a debtor cannot afford to pay back or to dispute /fight against the N.K.

Saya memang tidak dapat membayar

Save and consolidate whatever resources you have in hands now for your 5 children. Do not overstretch your disposal income for your children's welfare.

Bankruptcy is not the end of the world.

Locate the Labuan Court as in the map above.
If you really do not know how to write an affidavit, normally the pesuruhjaya sumpah can type a very good one for you (around RM20 -plus minus- plus printing). Fees is standard. They will teach you how to perform e-Filing in Labuan (no need to go to Bintulu).
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answered on Sep 11, 2021 at 09:04
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@ jeff005
Thank you so much. I did a few procedures accordingly
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answered on Sep 11, 2021 at 12:20
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