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Standard Chartered and Aigon

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asked on Mar 23, 2021 at 18:03
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Just got the statement from Aigon regsrding my SCB credit cards

Total 2 cards Rm 97000 approx but statement stsrt from 2009 even though they mention default since 2003 n 2004 plus i remember it was cancelled long time ago...before 2005 for sure.

They offer full settlement 11k ...or they sue 97k...but that make me confused did i owe them 97 k in their first JD even if they did file before.

I attached the statement below
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answered on Mar 23, 2021 at 19:23
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edited Mar 23, 2021 at 22:08
by   jeff005


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answered on Mar 23, 2021 at 19:26
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Actually the statement i upload is from mystic i believe, they only send the letter mentioning the vesting order 
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answered on Mar 23, 2021 at 21:21
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edited Mar 23, 2021 at 21:28
by   Oldalantam
Vince Sum ,

Aiqon said sold debt to mystic sdn bhd ?

 Than who call u ? Aiqon or mystic ?  

By the way , what your credit limit ?
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answered on Mar 23, 2021 at 21:40
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Oldlantam

Is a BC...i didnt really get that name. But when they watsapp is aigon logo. So i suspect the BC ..Aigon n mystic is the same group of companies

Especially the way Mystic wrote the letter regarding the vesting order is exactly how Aigon wrote theirs for my cimb debt

So i am very sure mystic n aigon is related
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answered on Mar 23, 2021 at 22:06
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answered on Mar 23, 2021 at 22:12
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Vince Sum ,

Now they offer you 11k to settle ? What your credit limit ? 
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answered on Mar 23, 2021 at 22:20
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answered on Mar 23, 2021 at 22:23
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edited Mar 23, 2021 at 22:28
by   Vince Sum
@oldlantam

Cant remember i think is 5k both cards combined

90% comfirmed as my payroll only around 2k..unlikely bank give high limit

Btw i did not ask discount or etc...the BC offer n say is the best they can

My reply. I havent even verify that i even owe anyone that amount so no point they talk as if i already admitted to the debt. Told them clearly i need time to verify if i even owe this amount at the first plave...since no one even mention anything before ...n they kept quiet.
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answered on Mar 24, 2021 at 07:49
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@Jeff005

Can i have your email.

While checking through my old files i just noticed i got JD by another bank before. In fact i totally forgotten i have credit cards with them. Citibank.

JD dated 7th May 2004. Can they still make me a bankrupt using that JD?

JD amount around 8k. Actually below it. I just round up to 8k.

Citibank sent me the perintah very long ago. I ignored it. Luckily they have not make me a bankrupt. Pretty such becuase i still manage to go indonesia in 2019 before the pandemic started
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answered on Mar 24, 2021 at 07:50
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That JD is penghakiman ingkar. I dint turn up. In fact at that time now i recall...i din go because i cant even pay how to go?..and takut krna jail by court for not paying
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