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Standard Chartered and Aigon

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asked on Mar 23, 2021 at 18:03
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Just got the statement from Aigon regsrding my SCB credit cards

Total 2 cards Rm 97000 approx but statement stsrt from 2009 even though they mention default since 2003 n 2004 plus i remember it was cancelled long time ago...before 2005 for sure.

They offer full settlement 11k ...or they sue 97k...but that make me confused did i owe them 97 k in their first JD even if they did file before.

I attached the statement below
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answered on Mar 23, 2021 at 18:12
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answered on Mar 23, 2021 at 18:14
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answered on Mar 23, 2021 at 18:25
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1. Where is the "Authority" from SCB to collect.

2. If SCB were to sell this debt via a Vesting Order to another party tomorrow, 
WHO DO YOU PAY THEN?
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answered on Mar 23, 2021 at 18:32
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edited Mar 23, 2021 at 19:09
by   Vince Sum
@jeff i will reload the whole thing when i am at desktop...not easy to do it on mobile

gosh,...not all format accepted - even i used jpeg , cant upload?
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answered on Mar 23, 2021 at 19:08
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edited Mar 23, 2021 at 19:10
by   jeff005
No need to upload the balance of statements, the above 4 is good enough (or until 2015). The rest is pure nonsense to me and is standard as from any BCs.

The deciding one is  THE AUTHORITY FROM SCB.
Without it, there can be  NO lawsuit.
And from the looks of it from 2009, the 6 years limitation have already kicked in unless it is claimed or stated inside the above statements till 2016

STOP TALKING ABOUT BANKRUPTCY GHOSTS  for this Ching Ming 2021 04/04..

You can be scaring readers here.. !!

(any reloads or edits must be done within 3 hours of original post).
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answered on Mar 23, 2021 at 19:12
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The deciding one is  THE AUTHORITY FROM SCB.

but they mentioned already sold to mystic sdn bhd under vesting order blah blah ...and then the funny part they want to sue 100K when even without discount i owe them below 98k...real jokers..

in anyway i will be prepared to face them 
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answered on Mar 23, 2021 at 19:14
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edited Mar 23, 2021 at 20:37
by   jeff005
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answered on Mar 23, 2021 at 19:17
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To all creditors of mine that happen to be here by chance.. well let me make it clear.. i am fine with paying as long as the repayment is reasonable - which is principal plus 18% per annum ( not per month) and minus the late penalty charges ... be reasonable instead of trying to suck blood.
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answered on Mar 23, 2021 at 19:19
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but they mentioned already sold to mystic sdn bhd

Then show the vesting order saman number and the statements from mystic.
I have already taught you all under @Remy's thread.. !!
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answered on Mar 23, 2021 at 19:22
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edited Mar 23, 2021 at 19:23
by   Vince Sum
@ Jeff

BTW i have a loan with Public bank - credit card too.

Last year out of the blue they actually mail me a letter of offer to close case for RM 3,500. ( i owe them around 2800 or so i believe) since 2005? 

But the thing is by the time that letter / mail reaches me.. the dateline for payment already expired. Is there any way i can get them to make the same offer? If the same offer is given again i will take it BUT i am scared to call them..fear that i will reactivate the time limitation thing by acknowledging the debt.
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