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Pinjaman MARA: Terima writ saman dari firma guaman

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asked on May 18, 2019 at 03:19
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edited on May 28, 2019 at 21:08
 
Saya nak minta pencerahan ya. Saya ada dapat satu writ saman berkenaan hutang pinjaman Majlis Amanah Rakyat (MARA). Saya kena hadir ke mahkamah kuala lumpur pada 30 Mei 2019.

Di dalam writ saman itu tertulis saya ada berhutang dengan MARA (Kolej Poly-Tech MARA) dalam RM2,000 tapi untuk pengetahuan, saya hanya membuat pendaftaran di kolej pada mulanya, tapi saya tidak mengikuti apa-apa pembelajaran (missing in action).. dan saya sudah submit kehadiran di mahkamah.

Saya cuma ingin tahu apa prosiding nya? Kalau saya mengaku bersalah, boleh kah saya meminta untuk bayar ansuran dalam RM200?

Mohon pencerahan. Kali pertama naik mahkamah.
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answered on May 23, 2019 at 17:47
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edited Jun 19, 2019 at 21:29
 
Not repaying PTPTN loans will affect other students

May 21, 2019

KUALA LUMPUR: Refusing to settle National Higher Education Fund Corporation (PTPTN) loans will lead to non-sustainable higher education financing, said economist Dr Madeline Berma.

Not only that, she said defaulters who failed to fulfil their responsibility would cost future borrowers a chance to get better education and this, in turn, would affect the economy in the long term.

“Your refusal to settle debts now will cost others their future. The culture of indebtedness among youth will reduce the probability of providing education funds for future graduates.”

“This will reduce the ability of Malaysians to benefit from the knowledge-based economy and Fourth Industrial Revolution.”

Berma said there were two approaches to resolve the issue: incentives and penalties.

She suggested a “student loan forgiveness programme” that provided leeway for graduates of specific courses.

“This programme would cater for students pursuing careers in fields needed to keep our economy running, like teachers, doctors, nurses and engineers.”

As for penalties, Berma agreed with PTPTN’s previous method, which was imposing travel bans on defaulters.

“But you must give them a warning and not let them find out when they are at the airport.”

Source: https://www.nst.com.my/news/nation/2019/05/490176/not-repaying-ptptn-loans-will-affect-other-students
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answered on May 23, 2019 at 21:28
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Kenapakah kamu menghilangkan diri ( missing in action ) bila kursus bermula?
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answered on May 24, 2019 at 01:33
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Kerana saya tidak berminat dengan kursus yang diberi.
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