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Blacklisted from bank without reason

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asked on Jan 24, 2015 at 01:03
by   calvinliew
Hi, I hope this could guide me a bit on how to deal with this issue.
I have no idea when and why my name is being blacklisted from my saving account bank.
I've checked thru Bank Negara CCRIS and well CTOS and both of my record are shown to be clear from any debts.
I've drop by to the bank as well the main HQ where my saving account was opened to find out the reason.
I've also hand over all my documents support that showing I'm clear from debts from CCRIS and CTOS to investigate.
Been keep on calling and asking as well emailing but there isn't any respond from them, this been drag me for more than few years.
FYI, I do not have any debts to any bank at all.
Kindly help to advice how and what shall I do to get my good name cleared from their systems.
Many thank in advance.
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8 Answers

answered on Jan 24, 2015 at 01:51
by   Janelle
What much is there in the savings account? Joint names? Can you remember what was the last transaction done?
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answered on Jan 26, 2015 at 13:41
by   vkpc
How do you know you are blacklisted?
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answered on Jan 26, 2015 at 15:49
by   calvinliew
Janelle, the saving account got plenty of money and it is not joint name. This account is purposely for saving only.

Vkpc, I found that when I'm trying to apply credit card from the representative bank (where my saving account was open).
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answered on Jan 26, 2015 at 19:23
by   Janelle
Something not right somewhere.. Just go and lodge a report to BNM and go to legal aid centres to get advice on how to file an application to force the bank to release the savings monies.

Have you transfer all the monies out? Or they just blacklist the account but not block any withdrawals? Blacklisting within the same group of banks can rarely occur unless I have heard of a case whereby the bank has suspicions that the last account transaction is fraudulant. The resort was to inform the customer to close the account once and for all....

No worries, just bring your business elsewhere. Yr CCRIS and CTOS is good ma..
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answered on Jan 26, 2015 at 20:35
by   calvinliew
Withdrawing is not a matter at all. Been to BNM and the customer service told me that they can’t do anything as CCRIS is shown clear and advice me to proceed to the bank where my account is opened.

Back to the bank where my account opened and they direct me to BNM, I feel like a ball kicking from here to there.
Earlier the bank told me it is my name is being fraud but it had been settle on the spot, where know it haven’t.
If they have any suspicious, it should be investigation going but there isn't.
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answered on Jan 26, 2015 at 22:06
by   Janelle
Let the matter drop dead.

Someone may have tried to use your savings account to commit fraud. Could have been internal job or external job. So it is prudent for the bank to "close" yr ac so as to avoid future litigations from external sources. There are no answers to yr quandry.

Even if this bank "clears" yr name, do you dare to put monies into it again? If not, why would the bank bother to pursue or redress the issue?

Go home and have a good sleep in peace. Before you sleep, just shout out loud 4 times... "Stupid bank.. go fly kite at Morib".. u will then sleep HAPPILY from now onwards.....
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answered on May 28, 2015 at 09:59
by   howlardy444
OMG  they can do that?
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answered on May 28, 2015 at 18:31
by   calvinliew
####...there isn't any respond from them till now...BNM, CTOS even FIS show clear...sigh....
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