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Notis Kebankrapan dan AKPK: Apa perlu saya lakukan untuk masalah ini?

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asked on Mar 4, 2019 at 14:32
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edited on Mar 25, 2019 at 15:12
 
(A) TERIMA NOTIS KEBANKRAPAN  

Demi menjimatkan masa dan memastikan tindak balas segera sila berikan maklumat berikut: 

1. Bagaimanakah notis itu diserahkan kepada kamu?
Surat diserahkan kepada bapa yang tinggal di kampung oleh seseorang yang tidak dapat dipastikan siapa tetapi tinggal di kampung bersebelahan. 

2. Bilakah tarikh kamu menerima nya atau tarikh notis itu di iklan/siarkan di akhbar?
Saya hanya mendapat tahu dalam akhir minggu lepas.

3. Apakah tarikh Notis Kebankrapan itu?
20 Februari 2018

4. Adakah amaun yang di tuntut bertepatan dengan hutang sebenar kamu?
Ya.

5. Adakah kamu menandatangani resit sebagai akaun penerimaan notis tersebut?
Tidak kerana berada di Penang (bekerja dan tinggal di sini).

6. Bilakah tarikh pendengaran kes seterusnya?
23 Mac 2019

7. Sila muatnaik (upload) dokumen Penghakiman/Perintah dan afidavit demi pencerahan lebih tepat.







8. Muatnaik maklumat maklumat lain sekiranya di anggap berkaitan dengan kes.
N/A

Ingin bertanya kepada pakar semua. Saya sudah buat research dalam website ini tapi belum mempunyai jawapan yang perlu saya lakukan untuk masalah ini. Saya telah telefon pihak bank namum pihak bank memberitahu saya perlu membayar sekurang-kurangnya RM51,000 ke dalam akaun ini untuk membolehkan pihak bank membatalkan prosiding.

Saya juga ada bertanya adakah saya boleh berjumpa AKPK untuk pertolongan dan pihak bank memberitahu boleh cuba. Saya sudah mendaftar DMP di AKPK malangnya tarikh yang paling cepat untuk temujanji dengan kaunselor ialah pada 8 Mac ini.

Apa yang perlu saya lakukan untuk masalah ini? Saya ada baca tentang afidavit tetapi saya tidak pasti apa yang perlu di lakukan ataupun masih ada peluang untuk dilakukan.

Terima kasih semua.
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answered on Mar 5, 2019 at 23:49
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6.  Bilakah tarikh pendengaran kes seterusnya?  
23 Mac 2019 


23 Mac 2019 adalah salah. 
Tarikh sebenarnya adalah 25 Mac 2019
Sila semak semula untuk kepastian.

Bila saya cuba buat semakan di laman web kehakiman saya tidak jumpa writ saman tu di Mahkamah Seyen Kota Bharu. 

Bukan di mahkamah Session tetapi di Mahkamah Tinggi kota Bharu.
Sila semak semula.

Terima kasih atas respons. Adakah saya boleh mengemukakan afidavit di Mahkamah Tinggi Pulau Pinang atau saya perlu balik ke Kelantan untuk urusan itu?

Bukan afidavit (c.)  sahaja tetapi dokumen berikut.

a.  Notis Bertindak Sendiri 
b.  Saman Dalam Kamar 
c.  Afidavit Sokongan 


Salinan perlu di beri pada lawyer Pemiutang Penghakiman sekurang kurang nya 4 hari sebelum tarikh pendengaran. Dalam kes kamu 25 Mac 2019 itu adalah tarikh Pengurusan kes.

Boleh fail di Pulau Pinang tetapi lebih baik fail di Kota Bharu. Salinan boleh hantar terus ke pejabat lawyer di sana.

Semua contoh dokumen di atas boleh di dapati dari forum ini.
Jika mahu bantuan semakan poskan deraf di sini.
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answered on Mar 6, 2019 at 10:52
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edited Mar 25, 2019 at 16:02
 
@harapan besar

Please take note that I am just commenting on your comment, nothing more nothing less..

In your case, since the bankruptcy notice has not been personally served on you, you may choose to ignore it if you wish and if ignoring it is to your advantage. 

1. It appears the lawyer is really doing some work. @HgTuah is already a prime target. I opine that ignoring this Notis Kebankrapan could be more disadvantageous. Do not know how improper the service could be. The receiver could have signed or stated "on behalf". So, it can constituted as he is aware of this Notis Kebankrapan and so, attending is more advantageous. Remember @kunta_kinti case? (acceptable defect by the Hon Judge?)

2. @HgTuah should attend and try to set this Notis Kebankrapan aside based on 2 major points.
a) Improper Service due to the amendments Bankruptcy (Amendment) Act 2017 (A1534)
b) The interests element overstated due to the Had Masa

3. Your advice to check whether the calculations based on the Judgement Debt is very very good. I have often notice that the banks would make sure that the SOC is well above the threshold of RM50K. Some charges like "other costs", "accrued charges" "interests on interests of monthly default charges" should not be added in to make the figure above RM50K.

4. The plaintiff lawyer should be well aware of his whereabouts and the fact that other lawyer firms have been accessing this website, lawyer is sure to inform the other lawyers of this case.

Only with the help from senior and experienced forumers here, can hope to bring a good fight to their doorsteps.

(DISCLAIMER: Material posted in this forum represents my personal opinion(s) only and should not be taken to be legal advice)
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answered on Mar 6, 2019 at 11:47
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Bukan afidavit (c.)  sahaja tetapi dokumen berikut.
a.  Notis Bertindak Sendiri 
b.  Saman Dalam Kamar 
c.  Afidavit Sokongan


Hi Puan kiki,

To oppose Notis Kebangkrapan, only Afidavit Bantahan is sufficient.
To oppose Petisyen Pemiutang, need 4 documents including Notis Niat.
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answered on Mar 6, 2019 at 12:01
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To oppose Notis Kebangkrapan, only Afidavit Bantahan is sufficient. 
To oppose Petisyen Pemiutang, need 4 documents including Notis Niat.


Noted and Thanks.
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answered on Mar 6, 2019 at 14:18
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edited Mar 25, 2019 at 16:05
 
Saya sudah baca kes @John01 tetapi agak berbeza kerana beliau belum dapat Notis Kebankrapan seperti saya. Apa yang saya faham, beliau baru dapat Writ Saman dan beliau dapat membeli sedikit masa untuk mencari peguam. 

Adakah saya masih boleh membela diri pada hari pengurusan kes nanti?
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answered on Mar 6, 2019 at 15:12
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edited Mar 25, 2019 at 16:07
 
@notalawyer,

Your view about opposing the Bankruptcy Notice (Notis Kebankrapan) by just filing the affidavit is not in compliance of authorities that I have read. My advice is also to file 'saman dalam kamar'.

@HgTuah,

You are the aggrieved party, you are to decide.
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answered on Mar 6, 2019 at 15:51
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The reason for a Summons in Chambers is to get the registrar to set a Court Date.
In this case, since the Court Date is already set, there is no need for another summons.
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answered on Mar 6, 2019 at 15:58
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edited Mar 25, 2019 at 16:09
 
@notalawyer,

I totally disagreed, but i am now busy, unable to give further explanation. I managed to set aside my second bankruptcy proceeding by filing 'saman dalam kamar'. If I did not do so, today I am already a bankrupt.
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answered on Mar 6, 2019 at 19:55
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edited Mar 25, 2019 at 16:10
 
@HgTuah,

Kos tindakan seperti berikut:

Saman dalam Kamar              RM5.00
Afidavit Sokongan                  RM2.00
Notis Niat Bertindak Sendiri    RM16.00
Notis Niat Membantah             RM5.00

Jumlah                                    RM28.00

Kos banyak murah jika berbanding dengan kos tindakan di Mahkamah Rayuan.
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answered on Mar 6, 2019 at 22:09
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edited Mar 25, 2019 at 16:11
 
@harapan besar,

Thank you. Again, shall I do it in Penang High Court to save some time before going back to Kota Bharu to do so? Which one is the best option or suggestion?
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