Malaysian with dual citizenship working in Malaysia since 2009 planning to withdraw EPF funds

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asked on Mar 22, 2018 at 22:13
edited on Apr 4, 2018 at 14:44
I've seen responses from several helpful netizens on this forum but I can't seem to find one that covers my situation.

I am a Malaysian citizen who has also attained UK citizenship since 2008. I subsequently returned to Malaysia in 2009 to start working using my Malaysian nationality, not as an expat. Malaysia still doesn't know I have dual citizenship. Now I plan to move back permanently to UK and withdraw all my EPF funds that I accumulated since 2009.

I know KWSP allows Malaysians to renounce their Malaysian citizenships to withdraw their EPF funds before 55, but that is normally in the situation that the person afterwards attains a foreign citizenship at the end of their work life in Malaysia, unlike my situation when I have been working as a dual citizen in Malaysia throughout the duration of my work life in Malaysia.

So I have 2 questions:
(1) Can I normally still get back my EPF in this situation of working as an ongoing dual citizen in Malaysia the entire time?
(2) If not, how can I try to withdraw my EPF without letting KWSP know that I have worked as dual citizen all the while?

Welcoming responses from those who have actually went through same experience or know of someone who has. Appreciate if you don't speculate over this important issue if you don't have a sure answer (9 years of hard earned money), and appreciate if you don't judge as everyone has their personal reasons. Many thanks.
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3 Answers

answered on Mar 22, 2018 at 22:58
Can someone who has been in such a situation share their exact experience?
I am keen to know too as my brother in law is also in similar situation.
Thanking you in advance.
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answered on Mar 22, 2018 at 23:16
It may be a good idea to wait until you are 55, then come back to withdraw your EPF.
After all, EPF is paying good dividends every year.
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answered on Mar 27, 2018 at 22:21
edited Apr 4, 2018 at 14:45
Thanks vkpc. I hope to withdraw the EPF money urgently now as I'm planning to start business there.
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