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Terima panggilan dan ugutan daripada pengutip hutang

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asked on Feb 8, 2018 at 16:45
by   MAN1973
edited on Mar 5, 2018 at 04:02
 
Saya telah menjadi penjamin kepada kawan saya untuk pinjaman peribadi Bank Rakyat sebanyak RM10,000 pada tahun 1999..

Masaalah sekarang adalah:

1. Peminjam telah menghilangkan diri.
2. Tidak pernah mendapat surat dari Bank Rakyat mengenai kegagalan peminjam membuat bayaran.
3. Baru-baru ini saya telah mendapat panggilan untuk membuat pembayaran sebanyak RM12,000 untuk mengeluarkan nama saya sebagai penjamin dan mengelakkan dari rumah di sita serta nama di blacklist.
4. Bagaimanakah proses untuk menyelesaikan masaalah ini.

Saya memohan agar tuan dapat memberi pendapat atau pencerahan apa yang harus saya lakukan..
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3 Answers

answered on Feb 8, 2018 at 21:20
by   jeff005
edited Mar 5, 2018 at 04:04
 
Check with CTOS and CCRIS if there has been a lawsuit against you before.
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answered on Feb 9, 2018 at 10:54
by   MAN1973
@jeff005

I just buy a new car last year and my loan had been approved without any problem...
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answered on Feb 9, 2018 at 11:48
by   jeff005
I would suggest a new current check.

Within 1 month (Jan 2018) 10,000 people could have been bar from overseas travels.

If current checks proves negative results then if there are any lawsuits from this bank, apply the 6 Years Limitation Act to set it asideĀ 
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