Account type: OCBC cash financing-i, outstanding balance as at today ~RM75,000
Received letter of Demand of Recall in 2013 which I have replied, status as in CCRIS is Writ/Summon, but I didn't receive anything!
Recently they have been very aggressive and rude causing me a lot of emotional stress.
As this is my first post in this forum, please let me know if I missed out any details. I will skip the introduction to myself as the letter is self explanatory.
Here is my draft:
Dear Cik ....
PRIVATE & CONFIDENTIAL
Attached are my medical reports together with my photocopy of my Mental OKU card for your reference.
Kindly take note that I have Bipolar Disorder (a type of mental disorder) and Psoriasis plus Psoriasis Arthritis (a type of auto-immune system disorder requiring strong medication) and suicidal tendencies (Please refer to attached Medical Report from UH) and breakdowns where I was admitted to Putrajaya Hospital twice (Please refer to attached 2 medical reports from Putrajaya Hospital & psychiatrist).
With these 2 serious and disabling health issues, eventually I couldn’t no longer hold proper job due to my poor performance and attendance.
Take Further Notice that harassment from Debt collectors (not only to me but to My Family, Friends and Co-worker also) and stressful court proceedings may induce bipolar depressive episode and suicidal thoughts in me whereby creating significant risks to myself and those around me. For example, I was admitted to University Hospital on 11th Dec 2012 after overdosed of medicines as an attempt to end my own life.
Therefore, if the bank and Debt Collectors continue to harass me and result in me incurring additional medical treatments, I honestly feel that the bank, Debt collectors, and legal firms are responsible and should bear the medical costs and even my own life.
As such, please consider to discontinue legal actions against me immediately.