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Can I apply for house refinancing with CCRIS having special attention account?

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asked on Nov 10, 2017 at 20:23
by   wedwed
edited on Mar 26, 2018 at 18:27
 
I'm thinking of applying for housing refinancing to repay all my bad debt. Will the bank take up this loan with my CCRIS 4 special attention account? My housing loan account payment is very prompt, one of the agent told me he can help me get my car loan approve even with special attention account but he charge RM7,000 service fees, I didn't ask him about housing loan yet.
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3 Answers

answered on Nov 10, 2017 at 21:18
by   DebtDoctor
edited Mar 26, 2018 at 18:30
 
If you think there will be no issues if your hosing loanĀ payment is prompt, you've mistaken. That won't be your house soon.

Take that refinancing and be in extra debt? Like jumping out of flying pan into the fire. Go straight to Jabatan Insolvensi Malaysia (JIM), do not stop @GO or any traffic lights.

Approach AKPK for advise or help to reduce the interests element.
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answered on Mar 19, 2018 at 13:50
by   Wee Ren
edited Mar 26, 2018 at 18:32
 
@wedwed, Can you please introduce the agent?
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answered on Mar 19, 2018 at 21:00
by   DomainNeraka
edited Mar 26, 2018 at 18:36
 
Despite all the debts issues written in this forum, we still have stupid people requesting for 'Angel of Death' agents. Once if it becomes a bad debt, if there is forgery involved to deceive a financial institution. The penalty is jail term.

Owing banks money's and unable to repay only warrants bankruptcy status if more than RM50,000.

Using dubious means to get further loans, if proven in court, is jail term.
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