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Bankruptcy Notice

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asked on Nov 7, 2017 at 23:59
by   Ben_z
Hello 

I just received a bankruptcy notice through CTOS recently which ambank issued it out via newspaper. 
I'm currently working in overseas. 

This actually involving my car loan where before I left the country there was due amount and up till they took my car when I was in oversea, so before I received my resident card in the country I'm working now I was unable to sent out money home due too identity requirements by the country policy ( sort of no IC I can't do any bank transaction here). So before I come back for my 1st vacation, I called the bank in preparation to get back my car, but I was told that the car is already in auction and I will not able to get it back unless it's not sell. Then I call the bank officer who told me that if the auction sales able to cover my loan then it's consider clear, I couldn't think more and accept the term. 

Now after 1 1/2 year I checked my CTOS and just recently I got a notification saying I have a bankruptcy notice issued by Ambank. 

I set to do a settlement in term of instalment, also how can I negotiate with them. in regards of the bankruptcy notice how do I turn it down. Need enlightenment here how can I fight this 
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2 Answers

answered on Nov 9, 2017 at 15:54
by   Jack Sparrow
Hello, since you're overseas (and don't seem to have a problem repaying your debt), you may call BNM's customer hotline to find out what are your options to solve this:

Contact Centre (BNMTELELINK)
Laman Informasi Nasihat dan Khidmat (LINK)
Bank Negara Malaysia
P.O. Box 10922
50929 Kuala Lumpur
Tel : 1-300-88-5465 (1-300-88-LINK)
(Overseas: +603-2174-1717)
Fax: +603-2174-1515
E-mail: [email="bnmtelelink@bnm.gov.my"]bnmtelelink@bnm.gov.my[/email]
Alternatively, you may wish to submit an enquiry form to Malaysia Dept. of Insolvency. 
http://www.mdi.gov.my/index.php/information-complaint
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answered on Nov 9, 2017 at 21:40
by   jeff005
Q...
Hallo
What has BNM have to do With Notis  Kebankruptcy? 
And what would MDI reply would be?

Answe from MDI will be 

Go contact the entity that bankrupting you to settle issues.
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