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Declared Bankrupt in 1994. After 23 years now, I want to be discharged from bankruptcy. Can anyone help?

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asked on Jun 15, 2017 at 22:17
by   foong
edited on Jun 28, 2017 at 06:19
 
I was declared bankrupt in 1994 by a company (this company has been closed more than 10 years ago) about RM35,000. My 2nd creditor is American Express about RM25,000.

Can any lawyer help me out? 
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9 Answers

answered on Jun 15, 2017 at 22:44
by   jeff005
edited Jun 28, 2017 at 06:20
 
Why do you suddenly want to discharged?
Have you reported in to Jabatan Insolvency Malaysia (JIM) before?
How old are you now?

Note:
After so long you could have been discharged under Section 33(C) by Insolvency Department. No need to waste moneys on lawyers fees.
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answered on Jun 16, 2017 at 19:59
by   foong
edited Jun 28, 2017 at 06:22
 
Hi Jeff005,

I'm 62 years old now, time is running out. I need a passport to go overseas, since all my kids grown up.

Yes, I have reported to Jabatan Insolvency Malaysia (JIM) 3 years ago and also made a few payments which one of the helpful officers advised me to do. He even told me to wait for discharge. While waiting till now I have no answers, notices or advices from them. 

I really don't know how to go about it?
 
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answered on Jun 16, 2017 at 20:02
by   foong
edited Jun 28, 2017 at 06:22
 
Hi Jeff005, 

What is Section 33C Act?

I just need a runner or lawyer to help me out all the procedures and documents which I'm not well verse with the authorities.
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answered on Jun 16, 2017 at 20:38
by   jeff005
edited Jun 28, 2017 at 06:23
 
Never mind Section 33C. You have already reported in to Jabatan Insolvensi Malaysia (JIM) 3 years ago. Wait for the new laws to be implemented. No need lawyers, JIM can help you. There are several postings of from ex-bankrupts written on this forum on how they discharge themselves.

Why is time running out?
You have committed a crime or have serious health issues?
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answered on Jun 16, 2017 at 20:51
by   foong
edited Jun 28, 2017 at 06:24
 
No lah, I mean my age catching up and also my health (no serious illness) not so good. 

I need to apply a passport and enjoy few years holiday oversea before anytime I'm gone.  
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answered on Jun 16, 2017 at 21:35
by   jeff005
edited Jun 28, 2017 at 06:25
 
Hey, you and I same age. Malaysian men have average lifespan of 75.6 years. So why worry? I travelled to Thailand every alternate months to enjoy working life. Am there now. We shall have second chance at new life after our children have grown up. Ada 'cucu' tak?

Since you have reported in to Jabatan Insolvensi Malaysia (JIM) for 3 years. Go apply for a passport to travel. Your Official Assignee (OA) will help you.
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answered on Jun 16, 2017 at 22:56
by   foong
edited Jun 28, 2017 at 06:28
 
Hi Jeff,

You are a really super... super... marvelous helpful man. I've gone thru this forum that you have been a very active adviser. Although  you say we are same age, but what I see you still have a very active, young heart thinking mind. Yes, I've 3 sons & 3 grandchildren living on their own.

I've made 3 payments only when I reported JIM 3 years ago. After that I discontinued because I was facing financial difficulty.

Anyway thanks a lot & nice chatting with you. I will make a trip to JIM next few days to enquire what suppose I've to do. At first I thought I need a good lawyer or runner to process and resolve as soon as possible.
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answered on Jun 16, 2017 at 23:09
by   jeff005
edited Jun 28, 2017 at 06:29
 
Hahaha... You have only made 3 out of 36 payments? Pay outstanding of 33  before can request anything.

Save lawyers money. Lawyers can do NOTHING in your case except talk. Trust me.
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answered on Jun 19, 2017 at 02:29
by   kiki
edited Jun 28, 2017 at 06:29
 
Hey, you and I same age.

Yes, Both of you can be good friends.
Learn from Jeff, he is enjoying his life now. 
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