Advertisement

Peraoalan kedudukan dua penama

208 Views  ⚫  Asked 11 Months Ago
asked on Jun 11, 2017 at 19:36
by   Long888
Saya diistihar bangkrap oleh mahkamah pada bulan lepas.  Pinjaman saya atas dua penama dan hutang sebanyak RM43,000, tetapi hanya saya yang diishtihar bangkrup dan penama kedua tidak.  Macammana boleh macam tu ye. ? Saya adalah penjawat awam
0 had this question
Me Too
0 favorites
Favorite
[ share ]
10 Answers

answered on Jun 11, 2017 at 20:43
by   jebat
Dua kereta parking di tepi jalan tapi satu sahaja yang kena saman, boleh tak?
Tentulah boleh.
0 found this helpful
Helpful

answered on Jun 12, 2017 at 16:37
by   Long888
Ada yang mengatakan bahawa utk meletakkan hukuman muflis perlu melebihi RM30,001 dan jumlah 43,000 tu sy sebagai penama pertama perlu menanggung 30,001 dan lebihan 13k tidak cukup utk meletakkan penama kedua turut bangkrap.....  Betul ke mcm tu. ?
0 found this helpful
Helpful

answered on Jun 12, 2017 at 17:42
by   jeff005
Can the other person be found?
You can be found as you are a govn servant and maybe even with cars and property under your name.
Sure bankrupt the one traceable and with.assets.
0 found this helpful
Helpful

answered on Jun 12, 2017 at 19:22
by   Long888
But how about bank account  ? The 2nd name bank account has not been freeze ?
0 found this helpful
Helpful

answered on Jun 12, 2017 at 19:48
by   jeff005
If the bank acc do not hv much moneys why freeze it? Only a bankrupt bank acc is NOT freezed. The money inside the bank acc have been transferred to BNM and then channel to the estate of the bankrupt in JIM.
0 found this helpful
Helpful

answered on Jun 12, 2017 at 21:06
by   Long888
Which one come first. ? The pettition about bankrupcy or freeze the account after sum ammount has been bankin....  Like a salary maybe. ?
What is the procedure exactly. ??
0 found this helpful
Helpful

answered on Jun 12, 2017 at 22:44
by   jeff005
1.. Freezing of bank acc (many causes)
2. Garnishment of bank acc  (by Judgement Creditor)
3.  BNM authorize closure any banking accs and to transfer ALL funds to. BNM who would then. Transfer to JIM., (For Bankrupts)
0 found this helpful
Helpful

answered on Jun 12, 2017 at 22:51
by   jeff005
For bkcy
1. Serve Notice of Bkcy
2. Serve Creditor Petition

Read @roserose case. When substituted service by newspaper, MBB decided to freeze her savings acc because of a car loan with MBB although the bkcy notice was  by CIMB.

Some banks and their lawyers love to take short cut to bankrupt and freeze ppl monies. That's life in Malaysia.
0 found this helpful
Helpful

answered on Jun 12, 2017 at 22:59
by   jeff005
edited Jun 12, 2017 at 23:01
by   jeff005
There has to be insider information of how much monies in your acc to freeze or garnish it.
For govn servants, very very itchy, buta buta pun tahu bila gaji masuk. These modes of operation is very prevalent 2 months b4 hari raya. Read back last 3 years, always freeze govn servants acc b4 Raya.

Well... Malaysia Bolih..........
0 found this helpful
Helpful

answered on Jun 13, 2017 at 05:20
by   kiki
, tetapi hanya saya yang diishtihar bangkrup dan penama kedua tidak.  Macammana boleh macam tu ye. ? Saya adalah penjawat awam 
Sementara kamu dalam misi carian kenapa penama kedua tidak di bankrapkan adalah lebih baik kamu tumpukan kepada carian bagaimana kamu dapat mencari info untuk mengurangkan kesan kebankrapan itu pada kehidupan seharian kamu. 

1.Ramai juga penjawat awam telah di bankrapkan, apakah yang telah terjadi kepada mereka, mungkin kamu boleh guna info ini sebagai strategi yang akan memberi  kelebihan dan adjustment untuk diri kamu.

2. Dari info apakah kesan serta merta nya apabila kamu melapur diri pada JIM? Ramai lagi penjawat awam yang sedang dalam proses kebankrapan.
0 found this helpful
Helpful

Your Answer





By posting your answer, you agree to the privacy policy and terms of service.