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Bank account frozen and salary garnished

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asked on Apr 23, 2017 at 03:46
by   WishIHadATimeMachine
edited on Apr 26, 2017 at 07:30
 
I have credit card debts of RM5000 with UOB and I failed to make payment as I was jobless. Now I'm okay and I have enrolled myself with Agensi Kaunseling & Pengurusan Kredit (AKPK).

Before I enrolled with AKPK, UOB has blocked my savings account in CIMB. I wasn't notified by neither UOB or CIMB. I have called CIMB multiple time and I have even went to the HQ directly but they failed to give me reason why my account is inactive. I knew this is because of UOB only 3 days ago. When I called UOB, they said that the freezing order by court was done before I went to AKPK. So they will not unfreeze it. I need my CIMB account as my salary goes into it. I have been calling CIMB like maniac but they keep transferring me to some departments and the calls will got dropped.

I really don't know what should I do now. I need to settle this before end of this month or my salary will be held this month as well. Can I complaint on CIMB and ask them to release my account? What should I do?
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2 Answers

answered on Apr 23, 2017 at 06:36
by   TeleportingRobot
edited Apr 26, 2017 at 07:32
 
There is a court garnishee order, there is nothing you can do except go to court and get back the salary moneys from OUB. Salaries is protected under employment laws.

Meanwhile request from your employer to pay you by cash or otherwise. Do not ever use this CIMB savings account anymore.
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answered on Apr 23, 2017 at 15:02
by   vkpc
Your CIMB account is frozen, so your next salary will not be able to go in.

Try opening another bank account in BSN and ask your employer to bank in there.
Optional, you can ask your employer to give you a cheque under another person's name
or pay you in cash.
Under labour laws, employer can only do bank transfer if you agree to it.
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