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Self Represent At Court To Fight Affin Bank

2402 Views  ⚫  Asked 1 Year Ago
asked on Mar 28, 2017 at 07:51
by   kunta_kinti
Purpose of this thread is to share court experience in my FIGHT with AFFIN BANK on credit card debt.

My original debt = RM9k.
I was served bankruptcy notice (Amount  RM77k) in 2015 thru substitute service.

I took the fight since then (already more than 1 year from date of noticed served). Throughout this period, i have attended court not lesser than 30 times; including attend case management, filing documents, file searches. TODAY, I AM STILL NOT A BANKRUPT PERSON. 

FYI, I am a layman. Cannot be more layman than layman.

End of 2016, the PKP rejected my application to set aside CP.
I made an appeal. Now the case is pending for decision by Judge in Chamber.

Stay tune for more.
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answered on May 25, 2017 at 19:47
by   Thomas josh
How the judge missing in action??? same like mine, OA missing in action now put new OA for my case. FARK
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answered on May 25, 2017 at 23:42
by   jeff005
@ Thomas

How the judge missing in action???
Judges can get sick
Judges can take EL
Judges can take leave for Kenduri / Marriage ceremonies
The Court can postpone cases at will
You dare to sue or complain the High Court Judge for postponement?
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answered on May 26, 2017 at 19:15
by   Thomas josh
@jeff

Thats the whatsapp update i got. postpone to June 4th. i think i can attend this time, see you there jeff
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answered on May 26, 2017 at 23:34
by   jeff005
Dear Thomas

Please
please
Please
What you get is our internal messaging. Pls do not post it out here as this is kunta_kinta thread. Let him post it here himself.
You will not see me there at AS.. too old to travel so far.
My mind and my soul is at those hearings.. Almost ALL Avengers are online during the whole duration.
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answered on Jun 3, 2017 at 15:55
by   hooi
I think Affin Bank will win tomorrow.
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answered on Jun 3, 2017 at 16:16
by   Coyote
@ hooi

Based one which section of the Bkcy Act?
If AFB stand is so strong, the Judge would have given the verdict 2 months ago
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answered on Jun 3, 2017 at 16:16
by   Coyote
@ hooi

Based one which section of the Bkcy Act?
If AFB stand is so strong, the Judge would have given the verdict 2 months ago
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answered on Jun 5, 2017 at 15:44
by   vkpc
Unfortunately kunta-kinti's appeal was rejected by the High Court Judge.
Probably he will appeal to Court Of Appeals, Putrajaya.
Stay tuned and keep the faith.
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answered on Jun 5, 2017 at 16:29
by   Hakim Ajaib Decision Luarbiasa
What a great post! love it!

Don't give up kunta_kinti!

What you did will inspire us, the layman, to fight the bank and its poisonous shackle of debts.

Also, lawyer are like us too, they make mistakes, sebab kerja copy paste banyak, semua kerani yg buat haha. Mereka tukang cakap saja, salah pleading, documents, etc...Mohon maaf Yang Arif, peguam terkhilaf! same old songs!

Those can't do oral, I'm so speechless... how can you be a lawyer if you can's speak at all? susah mau idup ma, jadi lawyer if you don't know how to con people - dont take it literally, though... unless you dah dapat banyak panel client, lain cerita la. 

kunta_kinti, remember this...Whoever tells the best story wins! Those lawyer only want to get it trough, but you want to fight it for your life!
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answered on Jun 5, 2017 at 16:53
by   jebat
Yesterday's proceedings in the Judge's chambers was extremely unusual.

Normally the Judge would pronounce the decision first, then let both parties argue about the cost.
The winner would ask for a higher cost and the loser would argue for a lower cost.

Incredibly, the Judge asked both parties to decide on the cost first before giving the decision.
As both parties think they would win, they both agreed on RM5k which is extremely high.
Then only the Judge announced that the appeal is rejected with RM 5k cost.
First time in my life that such a thing occurred.

Personally, i think this high cost would backfire on Affin Bank if a subsequent appeal at Putrajaya reverses the Judge's decision.   There is no such thing as bad news.
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