Purpose of this thread is to share court experience in my FIGHT with AFFIN BANK on credit card debt.
My original debt = RM9k.
I was served bankruptcy notice (Amount RM77k) in 2015 thru substitute service.
I took the fight since then (already more than 1 year from date of noticed served). Throughout this period, i have attended court not lesser than 30 times; including attend case management, filing documents, file searches. TODAY, I AM STILL NOT A BANKRUPT PERSON.
FYI, I am a layman. Cannot be more layman than layman.
End of 2016, the PKP rejected my application to set aside CP.
I made an appeal. Now the case is pending for decision by Judge in Chamber.
Stay tune for more.
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