Advertisement

Bank claims I still owe them money and harasses me

305 Views  ⚫  Asked 1 Year Ago
asked on Mar 27, 2017 at 21:05
by   Lazyboy
edited on Apr 4, 2017 at 03:57
 
I've had a loan with a bank more than 10 years ago and the balanced had been settled with the bank on my behalf by my family more than 10 years ago.

As of last year, this bank suddenly sending me mails stating that I still owe them money and they have referred my account to a collection agency.

Now matters would be much easier if I had a record of the payment or letter of settlement but I don't and it's hard for me to hound my family for not having that record when they had helped me settled it.

So can I ask what is the best way for me to get this resolved? There is no such recording of this loan being outstanding according to Bank Negara report (I just checked last month).  Is this enough to rid of them? Or will they try to amend the record at Bank Negara to include this?
0 had this question
Me Too
0 favorites
Favorite
[ share ]
4 Answers

answered on Mar 27, 2017 at 21:16
by   vkpc
As of lat last year, this bank suddenly sending me mails stating that I still owe them money and they have referred my account to a collection agency.

It could be a scam.
Post a copy or image of this mail here for checking.
0 found this helpful
Helpful

answered on Mar 27, 2017 at 23:45
by   mike
edited Apr 4, 2017 at 03:54
 
In your last thread you said about trying to get a discharge, are you still a bankrupt?

https://www.lawyerment.com/answers/questions/11615/discharge-from-bankruptcy-options
0 found this helpful
Helpful

answered on Mar 28, 2017 at 02:24
by   Lazyboy
edited Apr 4, 2017 at 03:54
 
No, I have been discharge as of last September.
0 found this helpful
Helpful

answered on Mar 28, 2017 at 02:28
by   Lazyboy
"It could be a scam. 
Post a copy or image of this mail here for checking.

Can do.  I did however call the bank up today (HSBC).
0 found this helpful
Helpful

Your Answer





By posting your answer, you agree to the privacy policy and terms of service.