CTOS, CCRIS, Police records are clean, yet I am blacklisted by the banks

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asked on Mar 3, 2017 at 03:29
by   linyaw
edited on Mar 13, 2017 at 04:55
I am a student, currently studying and somehow during last year September, I starting receive letters from my banks (CIMB, Maybank, Public Bank and Bank Islam) to close my account. When I tried to open a new account with them, I wasn't allow to open one which basically means I am blacklisted. So I went to check CCRIS, CTOS, Bankruptcy status, and even my police record. Then the problem arise, because my records are clean and I cannot clear my name until I know the reason. I tried to ask the banks and its been 6 months and they refuse to disclose the reason behind it. Do note that I am a student and I do not conduct any scams. So anyone knows whats the reason behind it or how to solve my issue please do enlighten me as I have been really frustrated with this issues. I am desperate in need of helps.
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answered on Mar 3, 2017 at 05:04
by   jeff005
edited Mar 13, 2017 at 04:57
I am a student and I do not conduct any scams
How old are you?
What are you studying on?
How do you know you did not carry out any scams?
How do you know if scams have been carried out using your name?
Did you lent any of your bank accounts to friends/relatives?
Have you ever given out photocopies of your IC (K/P) to your girlfriends?
Did you play with the feelings of any friends whether male or female?
Since you were in the premises of Bank Negara Malaysia (BNM), you could have seen an officer and enquire.

Things do happen for a reason..!!
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answered on Mar 3, 2017 at 06:28
by   vkpc
Banks can refuse to open accounts or give loans to people on white list.
Nothing unusual here, no issue to solve.
Move on.
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