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Mental disability grounds for bankruptcy discharge?

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asked on Feb 21, 2017 at 03:22
by   jssam8380
edited on Feb 26, 2017 at 07:45
 
I am currently owing a few banks and public hospital some money ranging from personal loans, and credit cards debts.

But since 2011 I have been confirmed as a Mental disability person, is this grounds for discharge from insolvency charges of bank and hospital if I have been hauled up to Court?
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3 Answers

answered on Feb 21, 2017 at 05:38
by   jeff005
edited Feb 26, 2017 at 08:15
 
is this grounds for discharge from insolvency charges of bank and hospital

Mental Disability Person (MDP)
There are many types of mental illness
There are different degrees of mental illness, from mild to severe cases.
The very severe cases should be admitted to a mental facility for life.

There is no amnesty provision in Laws for Litigation of Debts of MDP
There is no amnesty provision in Bankruptcy Laws that a MDP cannot be made a bankrupt nor is there a Auto Discharge be given for bankrupts who subsequently becomes a MDP (For severe cases, still have to apply to the High Court).

Even for Criminal offenses, a MDP can be charged in court under the Penal Code..
For a convicted criminal who is a MDP, the MDP will not be committed to jail but to be held in a Maximum Security  Mental Facility.

For Divorce cases, a MDP can never be given any form of legal rights for Child Custody or even Child Access. Only limited visitational rights under very controlled conditions.

If a spouse is in serious debts issues, uses mental disabilities to fight against debts lawsuits, the other spouse can subsequently use all tendered evidences of mental illness to file for a successful divorce, child full custody and limited visitational rights. We can never underestimate hidden soured personal relationships and feuding couples.
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answered on Feb 21, 2017 at 13:15
by   notalawyer
Are you currently a bankrupt or not yet a bankrupt?
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answered on Feb 22, 2017 at 17:56
by   Freya
How much do you owe the banks? 
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