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surat saman (writ)

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asked on Jan 18, 2017 at 02:37
by   angel87
hi.. nak tanya, saya ada terima surat saman (writ) daripada peguam untuk menuntut jumlah hutang yang perlu dibayar sebanyak RM32K dalam masa 14 hari. Adakah ini bermaksud saya tidak dapat buat pembayaran di bank lagi walaupun saya cuba nak berbincang dengan pihak bank untuk beri saya tempoh beberapa hari lagi untuk saya bayar hutang kereta saya yang tertunggak selama 6 bulan tu?
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answered on Jan 19, 2017 at 05:35
by   jeff005
edited Jan 19, 2017 at 05:38
by   jeff005
@ angel87

Adakah ini bermaksud saya tidak dapat buat pembayaran di bank lagi walaupun saya cuba nak berbincang dengan pihak bank
For car H/P loans, the saman is to tell you that they mean business.
Before the date of "hearing/ case management", the bank is actually forcing you to meet up with them to discuss with them. They may want you to clear all outstanding plus one more payment at one "go". So do not make any payment until you are very sure on how much to 'clear' on outstanding amounts and/or number of installments plus other charges (including this saman costs).

Also, most probably the account has been "frozen" and you cannot make payments which will affect the amount stated in the "tuntutan" of this saman.
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