Advertisement

Bankruptcy law And action

484 Views  ⚫  Asked 1 Year Ago
asked on Dec 30, 2016 at 15:04
by   Bryanlee
Hi, 

I have a credit card debt with RHB bank since 2005 and I just received a call from shah alam high court said that RHB bank have sue me bankruptcy and they want to send me a letter (must sign receive by me) to the house address when I applying the card and they said they will take things or lock the house. 

After that they ask me to call the RHB lawyer if I don't want them to do so, when I call up the lawyer. He also said the bank can take things from the house or lock it. 
But the house is not under my name, it's my parents house under their. 

Can I know can they do the above mention action to my parents house, hope can get answers at here since its really urgent as they said today they will go to the house and I am not at shah alam now since I move to Johor bahru on 2009.
0 had this question
Me Too
0 favorites
Favorite
[ share ]
9 Answers

answered on Dec 30, 2016 at 15:14
by   vkpc
I just received a call from Shah Alam High Court....

High Court never call up people about their debts.  Haha.
You have been scammed by a debt collector.
Just hang up on them and block their number.
1 found this helpful
Helpful

answered on Dec 30, 2016 at 15:20
by   Bryanlee
@vkpc

Thanks for your response.

Can I know what is the court action for bankruptcy.
0 found this helpful
Helpful

answered on Dec 30, 2016 at 15:30
by   jeff005
edited Dec 30, 2016 at 15:35
by   jeff005
You have been scammed by a debt collector. 
1. The debt collector action is to scam your money and to identify that you are still alive.
2.  When you call the RHB Lawyer, it is actually the bill collector's office.

He also said the bank can take things from the house or lock it. 
can they do the above mention action to my parents house
The answer is NO, NO, NO.

.Can I know what is the court action for bankruptcy.
Simply means made you a bankrupt.
How much did the bill collector says you are owing? 
and how much they are asking for "down-payment"?

For your case.. the most workable solution now is to change your hand-phone number to avoid further harassment and intimidation from Bill Collectors.

Since your parents are living in the old address (bank old records), you can receive any bank's mails.
1 found this helpful
Helpful

answered on Dec 30, 2016 at 15:37
by   Bryanlee
@jeff005

The total they said I am owing 38k and now they offer to me is 8k but I need to pay them 4k initial payment first. After that 1k per month for 4 months. 
0 found this helpful
Helpful

answered on Dec 30, 2016 at 15:49
by   jeff005
edited Dec 30, 2016 at 15:53
by   jeff005
SINCE 2005
Now is 2017

Read on Limitation Act (6 years) inside this section of the forum.

If still in doubt, please ask Mr. vkpc for help.

Note:
1. Please do not pay even RM10.
2. Do not take calls from unidentified numbers until you understand what is the Limitation Act is all about of which you can set aside any FIRST lawsuit from banks.

 38k and now they offer to me is 8k but I need to pay them 4k initial payment first. After that 1k per month for 4 months.
Hahaha... smart scammers to attach a carrot at the end of the line.
This could mean there is no lawsuit on you before..!!
1 found this helpful
Helpful

answered on Dec 30, 2016 at 16:28
by   Bryanlee
@jeff005

Actually this is the first time they call me for this issue since 2006 as I change number not under my name, they can get to call me now cause I just register a new prepaid number on my name. 

Regarding the limitation act, is it means that I don't do anything now is good to protect myself? 
0 found this helpful
Helpful

answered on Dec 30, 2016 at 16:45
by   jeff005
I just register a new prepaid number on my name.  
Best Cancel it and use other names to register another new one.

Regarding the limitation act, is it means that I don't do anything now is good to protect myself?
YES
1 found this helpful
Helpful

answered on Dec 30, 2016 at 17:02
by   Bryanlee
@jeff005 @vkpc

Thanks for all your help. 
0 found this helpful
Helpful

answered on Dec 30, 2016 at 18:51
by   vkpc
they can get to call me now cause I just register a new prepaid number on my name.

Which Telco did you use to register prepaid card, is it Maxis?  When did you register?
Under Personal Data Protection Act 2010 (PDPA), it is an offence to pass your personal data to third parties.  You can lodge a complaint to MCMC or other authorities.
We can help you lodge a report.
0 found this helpful
Helpful

Your Answer





By posting your answer, you agree to the privacy policy, cookie policy and terms of service.