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Surat Tuntutan Penukaran Pendaftaran Hakmilik Kenderaan

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asked on Dec 20, 2016 at 15:08
by   MKJ4491
edited on Jan 29, 2017 at 08:30
 
Semalam saya terima surat dari peguam. Menuntut saya untuk MENGEFEKKAN PENUKARAN PENDAFTARAN HAKMILIK KENDERAAN DAN MENYELESAIKAN SAMAN TERTUNGGAK.

The story:

Pada 2013 saya ada membuat 'hire purchase' menggunakan nama bekas adik ipar saya (atas persetujuan dan kehendak beliau). Segala ansuran bulanan, roadtax insurance dan maintenance di bayar oleh saya (no lapse) dari mula sehingga sekarang. Saya dah 3 tahun bercerai dan baru sekarang keluarga bekas isteri mahu saya menukar pendaftaran hakmilik kereta tersebut dalam masa 14 hari. Soalan saya:

1. Nama saya blacklist untuk buat pinjaman. Any options? 
2. Saman dihantar kerumah pemilik. Not an issue. Boleh diselesaikan.
3. Apa tindakan yang akan diambil sekiranya saya tidak dapat menukar nama pemilik dalam masa 14 hari?

Harap sesiapa dapat membantu saya.
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answered on Dec 21, 2016 at 15:39
by   jeff005
edited Jan 29, 2017 at 08:33
 
bekas adik ipar saya
Is it the mother of the 12 year old boy? How old is the car? How many instalments left?

1. Nama saya blacklist untuk buat pinjaman. Any options?
Sell the car.

3. Apa tindakan yang akan diambil sekiranya saya tidak dapat menukar nama pemilik dalam masa 14 hari?
Immediate nothing serious. Few months later YES..
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answered on Dec 21, 2016 at 18:52
by   jebat
edited Jan 29, 2017 at 08:34
 
Selepas penceraian, siapa sepatutnya diberi hakmilik kereta tersebut oleh Mahkamah?
Anda atau bekas isteri anda?
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answered on Dec 21, 2016 at 20:22
by   kiki
edited Jan 29, 2017 at 08:40
 
Pada 2013 saya ada membuat hire purchase menggunakan nama bekas adik ipar saya
Kereta itu kamu guna tapi atas nama adik ipar kamu. Kalau kamu tak bayar ansuran bulanan nya pastilah adik ipar kamu itu yang akan menanggung akibat nya. Mereka juga mengetahui bahawa kamu adalah  seorang yang sudah di blacklist oleh pihak bank. 

Mereka tidak konfiden.  Itu sebab nya mereka minta hakmilik di tukarkan kepada nama kamu. Adil atau tidak kamu rasa permintaan mereka itu?

1. Nama saya blacklist untuk buat pinjaman. Any options? 
Ikut cadangan @jeff005, jual saja kereta itu.

2. Saman dihantar kerumah pemilik. Not an issue. Boleh diselesaikan. 
Bukan isu bagi kamu tapi mungkin isu besar pada mereka. Kamu hantar resit pembayaran saman kepada mereka baru lah.. 'not an issue'.

3. Apa tindakan yang akan diambil sekiranya saya tidak dapat menukar nama pemilik dalam masa 14 hari? 
Geran kenderaan itu pasti dalam status 'hakmilik di tutuntut' oleh bank. Jika ingin tukar nama kena lah buat pembayaran penuh dulu.

Kalau tidak berjaya di tukar dalam 14 hari, cuba kamu semak dalam surat saman dari peguam yang kamu terima itu ada atau tidak tidak diberitahu kah apa tindakan mereka seterus nya?
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answered on Dec 23, 2016 at 00:19
by   MKJ4491
edited Jan 29, 2017 at 08:48
 
@Jeff005

Is it the mother of the 12 year old boy?
No. It's the younger brother. Ex-family just wants to get back at me for for what has happen.

How old is the car?
3 years 5 months

How many instalments left?
67 months (Full settlement RM46,000)

Sell the car.
Is it the best option? Because I won't have a car. School starts soon.

Immediate nothing serious.
What do you mean?
Few months later YES.. What do you mean?

@Jebat

Selepas penceraian, siapa sepatutnya diberi hakmilik kereta tersebut oleh Mahkamah? 
Anda atau bekas isteri anda?
Adik ipar membantu saya pada ketika itu kerana kakaknya (bekas isteri) mengabaikan saya dan anak2. Bekas isteri sering membawa kereta untuk keluar dan meninggalkan saya dan anak2 dirumah. Saya dan anak2 sering menumpang kereta adik ipar. Adik ipar mencadangkan untuk membeli kereta atas nama beliau dan saya yang membayar ansuran bulanan.

@Kiki 

Kalau tidak berjaya di tukar dalam 14 hari, cuba kamu semak dalam surat saman dari peguam yang kamu terima itu ada atau tidak tidak diberitahu kah apa tindakan mereka seterus nya? 
14 hari tu terlalu singkat untuk berbuat apa-apa. Surat cuma menyatakan yang jika gagal..tindakan akan diambil mengikut undang-undang yang dibenarkan, meliputi namun tidak terhad, kepada tindakan Mahkamah untuk memerintahkan saya untuk bertindak seperti yang diarahkan. Dalam keadaan sedemikian, segala kos dan perbelanjaan guaman akan ditanggung oleh saya.

Hope Jeff005, Jebat and Kiki can advise. Thanks.
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answered on Dec 23, 2016 at 02:32
by   jeff005
edited Jan 29, 2017 at 09:35
 
@MKJ4491

1. There is no case in court. The car does not belong to you. You are not even the hirer. The court cannot force you to take over the car. Same answer.. "give up" the car.

2. If he sell the car now there can be a shortfall.

3. The best option is to "give" the car back to him.

4. For sure he will pursue this matter by the end of the 4th year when the car reaches 4 years old. which by then the market value of the car is almost the same as that of the balance of loan.

5. Very simple, just cancel the insurance and you cannot renew the road tax.

6. He can go to the bank and "surrender" the car. You are using the car to ferry your children. How To run or hide the car?

7. Their idea of giving you a lawyer's letter is not to pursue in court but to protect himself from any serious liabilities from accidents incurred by you. I would have done the same and even create bigger issues. The children prevented them from doing so.

8. School reopens 3rd Jan and even earlier for some. Your 3 children should be around 6, 9, 11?

9. Sit down with your ex wife and settle the issues of schooling for these 3 kids.

10. Whether it is Full Custody or Joint Custody, go back to the Syariah Court to fight for the living and school expenses of the 3 children (to be shared equally by both parties). There is a venue for changing some terms and conditions in the divorce.

Because I won't have a car. School starts soon.
We have a proverb: When there is no car then take Bus 11

Good Luck!
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answered on Dec 23, 2016 at 03:28
by   vkpc
Post the lawyer letter here for checking.
...........
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answered on Dec 23, 2016 at 20:53
by   MKJ4491
edited Jan 29, 2017 at 09:37
 
@jeff005

3. The best option is to "give" the car back to him.
Surrender? I've been paying the installment for 41 months now without any laps. Roadtax and insurance for 3 years. Maintenance etc. My name is on the 2nd driver/authorized driver in the cover note. Does that count for anything?

8. School reopens 3rd Jan and even earlier for some. Your 3 children should be around 6, 9, 11?
Close. How do you figure out my children's age? It's actually 7, 10 & 11.

9. Sit down with your ex wife and settle the issues of schooling for these 3 kids. 
Believe me I've tried. Her ego is just too high for her to even reach for it. I've been divorce for 3 years. Up & down to Syariah Court for 2 years now. Children under my custody for 3-4 years. 1 year before the divorce she started neglected me & the children.

@vkpc

I've attached the lawyers letter for your reference. Hope you can check it up.  


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answered on Dec 23, 2016 at 22:11
by   jeff005
edited Jan 29, 2017 at 09:54
 
@MKJ4491

Does that count for anything? 
Did you count Depreciation and Riba? Plus Market Value?

Close. How do you figure out my children's age? It's actually 7, 10 & 11.
1. Nama saya blacklist untuk buat pinjaman.
There is always an element of Bill Collectors chasing for debts default in the future.
You have left snippets of your life on public media. And pics of your young children. I guessed their ages from the pics. I am not intrusive, but a basic search machine shows it.

What about the resources banks and bill collectors have? Right up to your doorstep! I am not paranoid, my wife was "followed" from house to school and back by bill collectors.

Divorce & Child Custody...
Hahaha.. Always messy.. MEN always get the blame! By now I understand there can never be amicable divorce when there are children involved. One party can be nice, accommodating, but the other party can turn nasty.. very nasty, idiotic nasty, moronic nasty, Satanic nasty! My own case just concluded last month after 4 years of divorce... & 8 years of separation..
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answered on Dec 24, 2016 at 00:15
by   kiki
The Surat Tuntutan is very interesting..
The owner of the car is not claiming the car to be return but forcing someone to take it as a gift.

and  ..akan mengambil segala yang di benarkan oleh undang undang.
Is there any law governing this kind of act. Will this be a civil or criminal suit?
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answered on Dec 24, 2016 at 02:34
by   jeff005
edited Jan 29, 2017 at 09:50
 
The Surat Tuntutan is very interesting..
It is not even a Tuntutan. Jabatan Pengangkutan Jalan (JPJ) can only summon the hirer's name even if a photo shows a different driver.

akan mengambil segala yang di benarkan oleh undang undang. 
This lawyer is a Magician. The Malaysian Harry Potter or Dirty Harry.. Conjuring new laws of JPJ and Hire Purchase.

The Hirer's options now are:
1. If you still do not "take" over ownership, he will report loss of car.. "Theft"..
2. Cut off Insurance coverage for this car..
3. Even now and then, take a wooden cane and smash the windows and windscreen of this car.
4. How to charge the "owner" of this car for mischief? He is destroying his own property unless there is injury to 3rd party.....
5. Hirer will surrender the car to bank as a last resort.
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