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Benarkah jika tidak hadir ke mahkamah akan diiklankan di surat khabar?

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asked on Dec 14, 2016 at 16:06
by   Yanies87
edited on Dec 27, 2016 at 04:06
 
Saya ada terima surat dari mahkamah untuk sebutan kes pinjaman saya di Bank Rakyat yang dah tertunggak sebanyak RM60,000...saya minta untuk tunda tarikh tapi tak boleh dan pihak berkenaan ada beritahu saya jika saya tak hadir, tindakan seterusnya akan diambil, iaitu mereka akan iklankan dalam surat khabar dan tampal notis mengenai saya. Apa yang patut saya lakukan? Saya memang nak sambung bayar balik pinjaman tu tapi nak minta untuk kurangkan amaun..
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answered on Dec 14, 2016 at 16:22
by   jeff005
edited Dec 27, 2016 at 04:26
 
Pada bulan Julai, sudah menasihat dek pergi bertemu dengan Agensi Kaunseling & Pengurusan Kredit (AKPK).

Jika tidak, pergi sekarang bincang dan mendapat nasihat.

1. When is date of case management?
2. Which court?
3. How did you deal with the Writ Of Seizure And Sale (WSS) issue?

Email your surat dari Mahkamah to me.

Note:- I reserve the right to repost it here on this forum after deleting personal info. Either post it here yourself or send it to my mailbox.

Some banks are going to go bust soon, hence so many bankruptcy notices nowadays.
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answered on Dec 14, 2016 at 16:28
by   jeff005
edited Dec 27, 2016 at 04:27
 
Saya memang nak sambung bayar balik pinjaman tu tapi nak minta untuk kurangkan amaun
No way. Only AKPK, if you qualify for the Debt Management Programme (DMP), can help you now. Only AKPK can force a lower repayment schedule. Need to see further docs from bank lawyers or Mahkamah before further commenting.

Act fast, time is short!
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answered on Dec 14, 2016 at 16:29
by   Yanies87
edited Dec 27, 2016 at 04:29
 
Saya sudah membuat temujanji dengan AKPK tetapi tidak ada sebarang panggilan dari mereka..

1. The date is 20/12/2016
2. Mahkamah Tinggi Pulau Pinang

Okay I will send the letter..

So sekarang saya kena pergi walk in AKPK untuk bantu saya? Saya buntu... ada pendapat mengatakan saya tak perlu ke AKPK.. terus berurusan dengan Jabatan Insolvensi Malaysia (JIM).
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answered on Dec 14, 2016 at 16:36
by   jeff005
edited Dec 27, 2016 at 04:32
 
Saya sudah membuat temujanji dengan AKPK tetapi tidak ada sebarang panggilan dari mereka..
Bila? Why you cannot go back for answers?
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answered on Dec 14, 2016 at 16:41
by   jeff005
edited Dec 27, 2016 at 04:37
 
ada pendapat mengatakan saya tak perlu ke AKPK.. terus berurusan dengan Jabatan Insolvensi Malaysia (JIM).
Jangan dengar cakap orang kecil. Memang banyak lambat pada masa. Mengapa tak post di sini lebih awal?

terus berurusan dengan JIM
Kamu belum di istiharkan sebagai bankrap yet. JIM pun tak ada nama awak. Mana file?

See letter first than talk.

You need the help of The Avengers. I will be outstation soon.

20th is too close.
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answered on Dec 16, 2016 at 17:43
by   jebat
edited Dec 27, 2016 at 04:38
 
@yanies87,

Kamu sudah hampir jatuh ke jurang kebankrapan, hanya tinggal 4 hari lagi. Kenapa sampai sekarang baru kamu tunjukkan dokumen petisyen pemiutang? Adakah kamu terima dokumen Notis Kebankrapan dan adakah kamu tandatangan terima dokumen tersebut?

Apa terjadi dengan penyitaan barangan?  Adakah penyitaan terjadi?
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answered on Dec 16, 2016 at 17:55
by   jeff005
edited Dec 27, 2016 at 05:01
 
@ Yanies87

Send your WhatsApp ID and phone number to my email fast NOW!

Your chances of being Bankrupted this 20th December is very high.

1. The CTOS reading (on 17/06/2016) is inaccurate
2. Why you did not answer how was your WSS case
3. How much is your salary now?
4. Your case is on 20th Tuesday, where got time to prepare work?

YOU MUST ATTEND COURT ON 20TH DECEMBER EVEN IF YOU HAVE A BROKEN LEG

OR ELSE can BE BANKRUPTED!


Adakah kamu terima dokumen Notis Kebankrapan dan adakah kamu tandatangan terima dokumen tersebut?

Yanies... please answer the above questions on the forum NOW..!!

There is not enough time to prepare for your case!
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answered on Dec 16, 2016 at 18:24
by   jeff005
edited Dec 27, 2016 at 05:42
 
Fact sheet of the above @ Yanies87 bankruptcy case

1. Made a Judgement Debtor on November 2015
2. Judgement sum is RM66,000.
3. WSS order in 08/08/2016 for RM23,000? 
4. Petisyen Pemuitang at RM66,000 on 15/08/2016

What is going on with this bank? 



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answered on Dec 16, 2016 at 18:37
by   jeff005
edited Dec 27, 2016 at 06:29
 


Guys.. this Notis Kebankrapan (NK) started even earlier!

This bank played very very dirty! Filed Notis Kebankrapan (NK) yet carry out Writ Of Seizure And Sale (WSS)?

Yanies87... was the WSS carried out successfully?
They cannot carry out WSS once an application of Notis Kebankrapan (NK) is there! I guess on the 19/7 the NK was applied and on the 7/12 the substituted service by newspaper was filed.

20/12 is judgement day!
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answered on Dec 16, 2016 at 18:48
by   jeff005
edited Dec 27, 2016 at 06:30
 
@Yanies

I need to see the "Pengutang Perhakiman" papers. Send to me. The lawyers should have sent you together with this Notis Kebankrapan

Where are you living now? In Penang?
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