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Melawan Petisyen Pemiutang Affin Bank

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asked on Jun 11, 2015 at 19:37
by   Idries
Nama saya Idris Ahmad, umur 49
Case saya 29NCC-2961-11/201X

Saya bakal hadir pada 23 Jun ini di Mahkamah Tinggi Ipoh untuk penerimaan penghakiman bagi kes kredit kad Affin bank berjumlah RM56k. Hutang asal adalah RM3k iaitu prinsipal. Kad mula digunakan pada tahun 2004.

Saya pun ada tandakan satu service secara "hand service" pada 20/12/2014.
Tiada kerja sejak 5 tahun. Hanya bagi tuition untuk kanak-kanak sekililing kawasan rumah.

Saya tidak membayar kad kredit tersebut sejak tahun 2005 tetapi telah mendapat Notis Kebankrapan pada 3 Mar 2015 dan seterusnya Petisyen Pemiutang untuk hadir pada 23hb Jun 2015. Tindakan ini berdasarkan kepada Penghakiman Ingkar yang didapati pada 5hb Ogos 2014. Saya bimbang kalau saya Bankrap Bank Rakyat akan melelong rumah saya dan sya tiada lagi tempat tinggal. Melalui forum ini saya dapat tahu bahawa untuk menentang Petisyen ini saya perlu memfailkan Notis Bantahan. Saya tahu masa adalah suntuk tetapi saya minta jasa baik Tuan Puan supaya sekurang kurangnya dapat melengahkan tindakan ini sementara saya mencari alternatif lain dan tidak mahu dibankrapkan pada 23hb Jun ini.

Adakah boleh saya memberikan bantahan atas sebab Penghakiman yang “salah” kerana telah melebihi had masa walaupun saya tidak mempertikaikannya dalam tempoh yang ditetapkan kerana saya tidak tahu mengenainya? Saya harap Tuan Puan sudi membantu saya.
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answered on Jun 13, 2015 at 15:39
by   jeff005
@ Idris Ahmad

You may have to more time off from your tuition classes and prepare your docs by sunday morning so that any possible typo's errors can be corrected. Do file in on Monday as your case is very close. There is a warning from one of your letters stating 4 days before your case in court. It actually meant 4 court working days..!! No last minute please. Courts servers bolih rosak, kereta boilh rosak, sendiri punya komputer dan printer bolih rosak, roh pun bolih rosak.

Dgn "pertologan" para forumers kat sini, saya rasa hal anda bolih diselesai dgn puas hati.. Minta 1 tahun untuk selesai jualan rumah dgn "order" dari Mahkamah..

Good Luck..
...Jeff...
Double "O" 5
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answered on Jun 13, 2015 at 15:46
by   notalawyer
The Strategy is to say need more time to sell the house, to defeat the Creditor's Petition. ( CP )
After the CP is defeated, there is no need to sell the house.

@Runner,
Please prepare a warning letter from the Avengers addressed to Affin Bank to ask them to withdraw this bankruptcy case against Idries or else...
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answered on Jun 13, 2015 at 15:55
by   jeff005
Error..

4/ Annual card renewal charges, interest subsequently based on daily rests
This is not stated on the JID but already computated "secretly" inside the bank first "tuntutan" in court. They have to cancel the card which officially terminated the cardmembership then file a demand letter, next follow by a Writ of Summons accompied by the "tuntutan".
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answered on Jun 13, 2015 at 16:00
by   jeff005
@Runner,
Please prepare a warning letter from the Avengers addressed to Affin Bank to ask them to withdraw this bankruptcy case against Idries or else...


OKE.. by email..

Btw, this is the 3rd official case against That bank within 2months. Their HQ is going to blow fire thru their nostrils.. hahaahaa..
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answered on Jun 13, 2015 at 16:15
by   jeff005
@ Pitstop

Chk yr mailbox..

Rdgs
.....Jeff.....
Double "O" 5
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answered on Jun 13, 2015 at 16:51
by   daniel
hai runner,

Can the Avengers write another letter to Al-Rajhi bank to ask them to lay off my case also? please?
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answered on Jun 13, 2015 at 17:07
by   jeff005
Pls go back to your own thread..
You have no locus standi to request thru this thread..
To the Avengers, that A.R. bank is just a "puny" obnoxious bank who sue ppl(secretly) still under the AKPK DMP.
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answered on Jun 13, 2015 at 17:32
by   Idriew
Thanks for the responds and suggestions. Already postponed all the classes -spending time and pay more attention on the matter. Thanks for supporting me.....
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answered on Jun 13, 2015 at 19:14
by   Anonymous
@Runner,
Please prepare a warning letter from the Avengers addressed to Affin Bank to ask them to withdraw this bankruptcy case against Idries or else...

OKE.. by email..

Post the draft of your letter here for checking.
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answered on Jun 13, 2015 at 20:24
by   jeff005
ooi... siapa lu..??
Siapa pun bolih order sy bolih kerja, sy bolih mati lor..

I shall respond to notalawyer request pending official email from him/her plus after Idris have posted the docs supposed to file at the court by monday for checking here. If Idris have not E-file, how would the bank take this "threat" seriously??
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