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Will I bankrupt ?

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asked on May 31, 2015 at 01:10
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Hi, I have question about bankruptcy. I have credit card debit that will exceed 30k on this July. But I have never made payment since 2010 Ogos. That means it will be 6 years no payment on this Ogos 2015. But the thing is the debit will exceed 30k on Juky 2015, which mean one month before the 6 years non payment. Can the bank still file me the bankrupcy ? Hope someone can help me what should i do to avoid bankrupt. I appreciate to all your help !
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answered on Jun 14, 2015 at 03:19
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@debtor

Now you are getting scared? U start with 1 debt now you have 2 that any one debt can bankrupt u veryvery soon. My very 1st post i ask about your cureent address.. u hv NOT answer even till now. And u hv not been reading thru all past postings in this forum. Boy.. Careful... How old r u?

JID = Judgement in Default = Judgement in Default of Appearance = Justice in Demand (personal voca)

I lost the Bank A summon letter, I did received it on 2010 but I lost it now. What should i do ?
Go to the Mahkamah that your cases is heard. Yours is before 2012 so have to extract HARDCOPY. Do u compute?
Just email me whatever in your hands now and "we" see whether you need to extract further records.

Sometimes Avengers may be seen to be joking with each other, even some bashing, in reality we are very serious in helping those in need. Every day counts for some in very serious trouble. So, every docs that you can supply asap saves your own skin, not that of any Avengers. Avengers are not paid and instead pay our internet charges, own time (might as well go fishing or play mahjung), loose sleep over very tough cases(dunno for wat?) and even worry over those who attended court on that day. Jokes takes off the mundane senario and actually some are our own keywords and private mode of comm.

Double"O"5
aka Hawaii-5-O
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answered on Jun 14, 2015 at 18:50
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Hi JeffOO5,

yes, i received the statements from my current address. but i found some banks stop sending me the statement since last year 2014. But bank A still keep sending me and the outstanding already reached 29K.

I will email you the document soon but i like to know what do u mean by "Avengers "  ?
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answered on Jun 14, 2015 at 19:00
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You have not been reading on this bkcy section.. then why ask to write letter to AR bank?

We are part of a group who A-venge - the wrongdoings of oppressive banks..

You better make sure all the banks have your current addres for lawsuits purposes.

but i found some banks stop sending me
Can also mean there is more than A & B..
How bad is your situation? 10 cards plus PL..??

You have assets.. esp house under your single name? Just watch out.. !!
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answered on Jun 15, 2015 at 19:18
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Hi jeff005, I send a email to you. Pls let me know if you not get it. I will keep in touch with you on email and here if necessary.Many thanks again.
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answered on Jun 15, 2015 at 19:50
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I prefer non privacy info here.
As a "Moderator" i am accountable to fellow Avengers. That is why the actions of Avengers can live on and grow bigger.
It is collective efforts and the brains behind is the "Whip", the new brother Annnwar..!!

Am working outside, will check mail later..
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answered on Jun 15, 2015 at 20:01
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Hi Jeff005,

I am debtor from lawyerment. I am still prepairing the summon document in jpeg file. So you need all the full set summon document ? Some around 10 pages and some up tp 15 pages. Actually i have 5 summons and its all about credit cards. I keep all the summons letter accept public bank which i lost it. And its the one i most concern because PB bank keep sending me monthly statement and the amount already 29k.  Another bank, Am bank which already exceed 30k stop sending me the statement since last year.

So pls let me know if you need full set of summon letter then i will prepair it and hope can email you these 2 days. Also do you want me to get the PB bank hard copy ? If so then i need to travel from Pg to KL to get it.

Ok, Thanks again. I hope you can help me if i can escape bankruptcy then i will helping other who in trouble as well.Thanks!
if i can escape bankruptcy then i will helping other who in trouble as well

Careful..
I do hold you onto this declaration, maybe even request an affidavit signed by a C.o.Oaths..!!

No need to get hardcopy. DO NOT CONTACT THE BANK. ANY BANKS OSO DONT..!!
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answered on Jun 15, 2015 at 22:22
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HI jeff005. Why u post the email content here? Are u trying to helping me?
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answered on Jun 15, 2015 at 23:13
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Hi jeff005,

may i know can the bank still sue me bankrupt if the summon letter not sign and receive by me ? I only visit there on weeekend to collect the mail. So the signature not sign by me and i can tell the court i dint receive the summon letter.
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answered on Jun 15, 2015 at 23:22
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Hi Debtor,

If I am not trying to help you why would I be posting contents of your email out?
I do not see how anybody can identify you thru the above posting? Not even if they have yr email address.
You have been there and read @Idris thread, are there any "hold back"? Was there any harm done?
Not to be panicky and worrying.
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answered on Jun 15, 2015 at 23:28
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and i can tell the court i dint receive the summon letter

What are you doing inside the court then if you did not receive any summon letter?
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