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Congrats to Ayzek on his Credit Card win against Affin Bank

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asked on May 14, 2015 at 20:16
by   notalawyer
WoW!
Pitstop once said very people actually win against the banks.
This is the first Credit Card win in this forum.
RM 700 in costs awarded. People seems to be winning left and right.
Congratulations. Have to celebrate.

More info on how he won the case.
http://www.lawyerment.com.my/boards/article-Malaysia_Business_Consumer_Bankruptcy_Law-3135.htm
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answered on May 15, 2015 at 18:18
by   jeff005
The banks and their debt collectors indirectly caused the unnecessary death of his first wife
I would not blame the banks but the bill collectors.
vkpc u...  aagrhhhh..
Many contribtory causes. Business slowdown and inaccurate advices given by own lowyer for debt recovery and unethical haressments from bill collectors causes stresses to the whole family. The option is to sell an apartment for cash at far below market value and shifting like a nomad like nobody business. Sell 6 cars just in case of bkcy mostly losses as it was still under HP. Ill advices from so call friends about bkcy. She fell ill due to drastic changes in lifstyle. Poor medical attention due to cash strapped, suddenly cancer popped up. Suffered for two years then she willed herself to death when all monies were used up. That is why I advised people not to stress up. Stress kills. Stress lowers the body immunity system and all kinds of diseases can popped up suddenly. My current chronic diabetic condition, exacerbated due to stresses during a divorce in a second marriage caused by stupid advices by divorce lowyers and interloppers.
Past is past. Live for tomorrow. Eat what one likes. Can walk, walk, travel, travel. Be happy and one can live longer.. Hehehee.. Right..?? @Ayzek.. now know the answer why i still drink cocacola together with you..
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answered on May 15, 2015 at 20:31
by   Gladt
Hi Jeff, Ayzek,
MOB stands for nention on behalf.
Ayzek,frankly, before coming to this
Forum, i did not know that i can ask
for cost.
It is a pity that most defendants choose not to defend in court, thinking that they have no way to
win.
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answered on May 16, 2015 at 01:02
by   ayzek
@Notalawyer,

Now you need to prepare a Deraf Perintah ( Draft Court Order ) to get your RM 700.
Prepare it and post it here for checking.

Now looking for samples for the drafting of Deraf Perintah..
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answered on May 16, 2015 at 01:26
by   jeff005
Why did the lawyers start laughing?

What I saw..
(Azyek).. Saya mintak RM1,000
(Goon).. Interjected.. standing up.. loudly.. High Court award only up to RM2k. This is only Magistrate Court.
(Puan).. Face turned "Purple" and sort of stare at Goon. Quickly he sat down. All other lawyers diam.
(Puan asking Zek) How you arrive at this amount. Smiling to him and sort of giving him time to answer.
(Puan).. Bla.. bla.. black sheep.. last part.. spend lots time studying on internet on laws..
(Puan).. Very excited.. exclaimed loudly.. "there I told you that day can get at the internet..!!"
All the lawyers started laughing seeing her so excited.
(Puan).. After clicking for more than 1 minute on her desk.. Pause..
(Goon).. Stood up again before Puan can speak. I THINK RM1K IS STILL TOO HIGH. Puan stare at him again.
(Puan).. Address the Goon.. how do you compute costs? What happens then if he is a high salary worker? Turning toward Zek.. I award costs 700 to defendan. Plantif to pay within 1 month..
(Zek).. T.K... T.K.. T.K.. He did bow low twice.. For a moment I tot he was about to faint.. The others did not laugh but sniggling loudly.

The young and possibly new Goon could have offended the Puan by comparing Her Court In Session with that of the High Court. Stupid isnt it?
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answered on May 16, 2015 at 01:34
by   PitStop
Jeff, sure ring you up if I am in kl. But not now.

Gladt, with all the effort in this forum, more and more deraf perintah  wil come, for you to proofread..

Ayzek, it looks like you need to claim yours and belanja first... I shall claim mine  and belanja u guys at right timing..
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answered on May 16, 2015 at 01:42
by   PitStop
Jeff,
Tks for the backdated  'live telecasting' the climate of this wonderful drama. It allowed me to imagine how the stupid bank lowyers felt that time.. bingo!
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answered on May 16, 2015 at 18:08
by   ayzek
Dear Notalawyer and fellow forumers,

Below is my Draf Perintah, appreciate comments and advice...

DALAM MAKHAMAH MAJISTRET DI KUALA LUMPUR
DALAM NEGERI WILAYAH PERSEKUTUAN, MALAYSIA.

GUAMAN NO : XXXXXX-XXXXX-XX/2015

ANTARA

AFF BANK BERHAD (No. Syarikat:-----XXXXX-T) .. PLAINTIF

DAN

----------------(No. K/P: ----------------) .. DEFENDAN

Tindakan ini telah pada hari ini di panggil untuk pendengaran di hadapan Yang Arif Puan ....... dalam kehadiran plaintif dan defenden,
dan kedua dua pihak telah bersetuju, maka adalah perintahkan bahawa:-

(a) Plaintif menarik balik tuntutan tanpa hak memfailkan semula.

(b) Plaintif hendaklah membayar kepada defenden RM700 dalam tempoh 1 bulan.

Bertarikh 14 haribulan May, 2015.

              ( Meterai)                    -----------------
                                              Majestret.

.
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answered on May 16, 2015 at 19:27
by   notalawyer
DALAM MAHKAMAH MAJISTRET DI KUALA LUMPUR
DALAM NEGERI WILAYAH PERSEKUTUAN, MALAYSIA.

GUAMAN NO : XXXXXX-XXXXX-XX/2015

ANTARA

AFF BANK BERHAD (No. Syarikat:-----XXXXX-T) .. PLAINTIF

DAN

----------------(No. K/P: ----------------) .. DEFENDAN

DIHADAPAN HAKIM MAJISTRET
PUAN xxxxxxxx
PADA 14 MEI 2015..........................................................DALAM MAHKAMAH TERBUKA

PERINTAH

Tindakan ini telah pada hari ini di panggil untuk pendengaran di dalam kehadiran En. XXX, peguamcara plaintif dan defendan, dan kedua-dua pihak telah bersetuju,
maka adalah pada hari ini diperintahkan bahawa:-

1. Plaintif menarik balik tuntutan tanpa hak memfailkan semula.

2. Plaintif hendaklah membayar kos RM700 (ringgit tujuh ratus sahaja) kepada defendan.

Bertarikh 14 haribulan May, 2015.

...................
Pendaftar
Mahkamah Majistret
Kuala Lumpur
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answered on May 16, 2015 at 19:36
by   notalawyer
Before you file this draft court order, you need to send a copy (accompanied by a cover letter) to the bank lawyer first to ask them whether they want to make any improvements to the draft.
Give them 48 hours.

You can write your cover letter in Malay.
Post your cover letter here for checking.
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answered on May 16, 2015 at 23:01
by   ayzek
Dear Notalawyer and fellow forumers,

Below is my deraf cover letter to the Plaintif Lawyer
Appreciate comments and advice...


-----------------------------------------------------------------------------------

Tarikh: XX Mei 2015

GOON & GANGS
Adress: XXXXXXXXXXXX
Ruj Tuan. GP/XXX/XXXXX-XX(XXXXX).

Tuan,

Per: DERAF PERINTAH.

MAKHAMAH MAJISTRET DI KUALA LUMPUR
GUAMAN NO.: A72NCC-15041-03/2015
AFFXX BANK -lwn- XXX XXXX XXX XXXXXX

Merujuk kepada perkara di atas,

Saya sebagai defenden di atas melampirkan di sini sesalinan Deraf Perintah berdasarkan pendengaran kes pada 14hb Mei 2015. untuk di meterai oleh makhamah.

Jika pihak Plaintif bercadang untuk membuat sebarang pembetulan terhadap Deraf Perintah ini sila kemukakan nya dalam masa dua (2) hari.

Sekian Terima Kasih.

Yang Benar.

ayzek
(No. K/P: XXXXXX-XX-XXXX)
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